Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Stewart Information ServicesSTC -0.30%79 5-Year Yield-on-Cost % is 5.30 as of Aug. 04, 2026, which is 7% above its 10-year median of 4.96. GuruFocus rates STC with a GF Scoreâ„¢ of 79/100 and a GF Valueâ„¢ of $80.81 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 419 Insurance companies, Stewart Information Services ranks better than 64.68% on this metric.
Stewart Information Services (NYSE:STC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Stewart Information Services 5-Year Yield-on-Cost % Related Terms
STC vs HMN, HCI, SLDE: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Stewart Information Services's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stewart Information Services 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Stewart Information Services's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Stewart Information Services's 5-Year Yield-on-Cost % falls into.
Stewart Information Services 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Stewart Information Services (STC) has a 5-Year Yield-on-Cost % of 5.30 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Stewart Information Services and its competitors. This is near median its historical median of 4.96. Over the past decade, Stewart Information Services' 5-Year Yield-on-Cost % has ranged from 2.87 to 8.92. According to the industry distribution chart, Stewart Information Services ranks #148 out of 419 companies in the Insurance industry, placing it in the top 35.3%.
Is Stewart Information Services' 5-Year Yield-on-Cost % too high?
Stewart Information Services' current 5-Year Yield-on-Cost % of 5.30 is near median its 10-year median of 4.96. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 8.92. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Stewart Information Services' value of 5.30 is 37% above this industry median. Based on the distribution chart, Stewart Information Services ranks #148 out of 419 companies in the Insurance industry, which is above the industry midpoint. Overall, Stewart Information Services has a GF Scoreâ„¢ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' 5-Year Yield-on-Cost % compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #148 out of 419 companies for 5-Year Yield-on-Cost %. This puts Stewart Information Services in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Stewart Information Services' value of 5.30 is 37% above this benchmark. Historically, Stewart Information Services' own 5-Year Yield-on-Cost % has ranged from 2.87 to 8.92 over the past decade. While the company's 10-year median is 4.96 vs. the industry median of 3.87, Stewart Information Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current 5-Year Yield-on-Cost % of 5.30 is 37% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current 5-Year Yield-on-Cost % is 5.30, which is near median its own 10-year median of 4.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $80.81, compared to a current price of $68.84 — trading 14.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 5.30, which is near median its 10-year median of 4.96 and 37% above the Insurance industry median of 3.87. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Stewart Information Services (STC), the current 5-Year Yield-on-Cost % is 5.30 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stewart Information Services (STC) Overvalued in 2026?
Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued.
The current stock price of $68.84 is trading 14.8% below its estimated GF Value™ of $80.81.
GuruFocus considers Stewart Information Services to be Modestly Undervalued.
Key valuation signals for STC:
5-Year Yield-on-Cost %: 5.30 (near median its 10-year median of 4.96)
GF Value™: $80.81 vs. price of $68.84 (14.8% below fair value)
Industry Position: 37% above the Insurance median (#148 of 419)
No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score
Get the complete analysis for STC
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC has been successfully added to your 
