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Stewart Information ServicesSTC +0.35%79 Shiller PE Ratio is 13.49 as of Aug. 22, 2026, which is 15% below its 10-year median of 15.86. GuruFocus rates STC with a GF Score™ of 79/100 and a GF Value™ of $81.62 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 374 Insurance companies, Stewart Information Services ranks better than 60.43% on this metric.
The historical rank and industry rank for Stewart Information Services's Shiller PE Ratio or its related term are showing as below:
STC'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.33 Med: 15.86 Max: 42.74
Current: 13.5
During the past years, Stewart Information Services's highest Shiller PE Ratio was 42.74. The lowest was 8.33. And the median was 15.86.
STC's Shiller PE Ratio is ranked better than 60.43% of 374
companies
in the Insurance industry
Industry Median: 16.465
vs STC: 13.50
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Stewart Information Services's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.210. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $5.13 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Stewart Information Services (NYSE:STC) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Stewart Information Services Shiller PE Ratio Related Terms
Stewart Information Services Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stewart Information Services Shiller PE Ratio Chart
STC vs HMN, HCI, SLDE: Shiller PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Stewart Information Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stewart Information Services Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Stewart Information Services's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Stewart Information Services's Shiller PE Ratio falls into.
Stewart Information Services Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Stewart Information Services (STC) has a Shiller PE Ratio of 13.49 as of Aug. 22, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Stewart Information Services and its competitors. This is 15% below median its historical median of 15.86. Over the past decade, Stewart Information Services' Shiller PE Ratio has ranged from 8.33 to 42.74. According to the industry distribution chart, Stewart Information Services ranks #148 out of 374 companies in the Insurance industry, placing it in the top 39.6%.
Is Stewart Information Services' Shiller PE Ratio too high?
Stewart Information Services' current Shiller PE Ratio of 13.49 is 15% below median its 10-year median of 15.86. Over the past 10 years, this metric has ranged from a low of 8.33 to a high of 42.74. The Insurance industry median Shiller PE Ratio is 16.47. Stewart Information Services' value of 13.49 is 18.1% below this industry median. Based on the distribution chart, Stewart Information Services ranks #148 out of 374 companies in the Insurance industry, which is above the industry midpoint. Overall, Stewart Information Services has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stewart Information Services' Shiller PE Ratio compare to HMN and HCI?
According to the Insurance industry distribution chart, Stewart Information Services ranks #148 out of 374 companies for Shiller PE Ratio. This puts Stewart Information Services in the upper half of its industry. The industry median Shiller PE Ratio is 16.47. Stewart Information Services' value of 13.49 is 18.1% below this benchmark. Historically, Stewart Information Services' own Shiller PE Ratio has ranged from 8.33 to 42.74 over the past decade. While the company's 10-year median is 15.86 vs. the industry median of 16.47, Stewart Information Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.47, based on 374 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stewart Information Services's current Shiller PE Ratio of 13.49 is 18.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Stewart Information Services and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stewart Information Services's current Shiller PE Ratio is 13.49, which is 15% below median its own 10-year median of 15.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stewart Information Services stock overvalued right now?
Based on GuruFocus' analysis, Stewart Information Services (STC) is currently considered Modestly Undervalued. The stock's GF Value™ is $81.62, compared to a current price of $69.20 — trading 15.2% below its estimated fair value. The current Shiller PE Ratio is 13.49, which is 15% below median its 10-year median of 15.86 and 18.1% below the Insurance industry median of 16.47. Stewart Information Services' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Stewart Information Services (STC), the current Shiller PE Ratio is 13.49 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stewart Information Services (STC) Overvalued in 2026?
Based on GuruFocus' analysis, Stewart Information Services stock appears to be undervalued.
The current stock price of $69.20 is trading 15.2% below its estimated GF Value™ of $81.62.
GuruFocus considers Stewart Information Services to be Modestly Undervalued.
Key valuation signals for STC:
Shiller PE Ratio: 13.49 (15% below median its 10-year median of 15.86)
GF Value™: $81.62 vs. price of $69.20 (15.2% below fair value)
Industry Position: 18.1% below the Insurance median (#148 of 374)
No single metric tells the full story. See the STC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stewart Information Services Corp is a customer-focused, title insurance and real estate services company offering products and services to home buyers and sellers, mortgage lenders and servicers, attorneys, and home builders. It has three operating segments: Title insurance and related services which generates key revenue, includes the functions of searching, examining, closing, and insuring the condition of the title to real property. It also includes home and personal insurance services, Real estate solutions segment supports the real estate mortgage industry by providing appraisal management services, online notarization and closing solutions, credit, and real estate information services, search and valuation services. Corporate and other segment is comprised of parent holding company.
79GF Score
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