FSMK (1st Summit Bancorp Johnstown) Change In Receivables: $0.00 Mil (TTM As of Jun. 2026)

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FSMK 1st Summit Bancorp Johnstown Inc FSMK
45 GF Score
Price $41.93
GF Value $40.96
Valuation Fairly Valued
! 6 Warning Signs
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What is 1st Summit Bancorp Johnstown Change In Receivables?

1st Summit Bancorp Johnstown FSMK +3.53% 45 Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus rates FSMK with a GF Score™ of 45/100 and a GF Value™ of $40.96 (Fairly Valued). The stock has 6 warning signs investors should review.

1st Summit Bancorp Johnstown's change in receivables for the quarter that ended in Jun. 2026 was $0.00 Mil. It means 1st Summit Bancorp Johnstown's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

1st Summit Bancorp Johnstown's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.16 Mil. It means 1st Summit Bancorp Johnstown's Accounts Receivable increased by $0.16 Mil from Dec. 2024 to Dec. 2025 .

1st Summit Bancorp Johnstown's Accounts Receivable for the quarter that ended in Jun. 2026 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. 1st Summit Bancorp Johnstown's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. 1st Summit Bancorp Johnstown's liquidation value for the three months ended in Jun. 2026 was $-1,396.15 Mil.

1st Summit Bancorp Johnstown  (OTCPK:FSMK) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

1st Summit Bancorp Johnstown's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/11.533*91
=0.00

2. In Ben Graham's calculation of liquidation value, 1st Summit Bancorp Johnstown's accounts receivable are only considered to be worth 75% of book value:

1st Summit Bancorp Johnstown's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=19.629-1415.775+0.75 * 0+0.5 * 0
=-1,396.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Summit Bancorp Johnstown Change In Receivables Related Terms

1st Summit Bancorp Johnstown Change In Receivables Historical Data

* Premium members only.

The historical data trend for 1st Summit Bancorp Johnstown's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Summit Bancorp Johnstown Change In Receivables Chart

1st Summit Bancorp Johnstown Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial 0.48 -0.24 -0.19 -0.13 -0.16

1st Summit Bancorp Johnstown Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FSMK
45GF Score
1st Summit Bancorp Johnstown Inc FSMK
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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1st Summit Bancorp Johnstown Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
1st Summit Bancorp Johnstown (FSMK) has a Change In Receivables of $0.00 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for 1st Summit Bancorp Johnstown and its competitors.
Is 1st Summit Bancorp Johnstown's Change In Receivables too high?
1st Summit Bancorp Johnstown's current Change In Receivables is $0.00 Mil. Overall, 1st Summit Bancorp Johnstown has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 1st Summit Bancorp Johnstown's Change In Receivables compare to KLIB and UWHR?
1st Summit Bancorp Johnstown's Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for 1st Summit Bancorp Johnstown and its competitors. 1st Summit Bancorp Johnstown's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Summit Bancorp Johnstown stock overvalued right now?
Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown (FSMK) is currently considered Fairly Valued. The stock's GF Value™ is $40.96, compared to a current price of $41.93 — trading 2.4% above its estimated fair value. The current Change In Receivables is $0.00 Mil. 1st Summit Bancorp Johnstown's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For 1st Summit Bancorp Johnstown (FSMK), the current Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Summit Bancorp Johnstown (FSMK) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown stock appears to be overvalued. The current stock price of $41.93 is trading 2.4% above its estimated GF Value™ of $40.96. GuruFocus considers 1st Summit Bancorp Johnstown to be Fairly Valued.

Key valuation signals for FSMK:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $40.96 vs. price of $41.93 (2.4% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the FSMK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

1st Summit Bancorp Johnstown Business Description

Address 125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
45GF Score

Get the complete analysis for FSMK

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.93
Price
$40.96
GF Value