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1st Summit Bancorp Johnstown (1st Summit Bancorp Johnstown) E10 : $0.00 (As of Sep. 2023)


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What is 1st Summit Bancorp Johnstown E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

1st Summit Bancorp Johnstown's adjusted earnings per share data for the fiscal year that ended in Dec. 2022 was $5.260. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.00 for the trailing ten years ended in Dec. 2022.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-21), 1st Summit Bancorp Johnstown's current stock price is $ 75.00. 1st Summit Bancorp Johnstown's E10 for the fiscal year that ended in Dec. 2022 was $0.00. 1st Summit Bancorp Johnstown's Shiller PE Ratio of today is .


1st Summit Bancorp Johnstown E10 Historical Data

The historical data trend for 1st Summit Bancorp Johnstown's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Summit Bancorp Johnstown E10 Chart

1st Summit Bancorp Johnstown Annual Data
Trend Dec19 Dec20 Dec21 Dec22
E10
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1st Summit Bancorp Johnstown Quarterly Data
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E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of 1st Summit Bancorp Johnstown's E10

For the Banks - Regional subindustry, 1st Summit Bancorp Johnstown's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Summit Bancorp Johnstown's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Summit Bancorp Johnstown's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where 1st Summit Bancorp Johnstown's Shiller PE Ratio falls into.



1st Summit Bancorp Johnstown E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, 1st Summit Bancorp Johnstown's adjusted earnings per share data for the fiscal year that ended in Dec. 2022 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2022 (Change)*Current CPI (Dec. 2022)
=5.26/125.2218*125.2218
=5.260

Current CPI (Dec. 2022) = 125.2218.

1st Summit Bancorp Johnstown does not have a history long enough to calculate E10. Therefore GuruFocus does not calculate it.


1st Summit Bancorp Johnstown  (OTCPK:FSMK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


1st Summit Bancorp Johnstown E10 Related Terms

Thank you for viewing the detailed overview of 1st Summit Bancorp Johnstown's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


1st Summit Bancorp Johnstown (1st Summit Bancorp Johnstown) Business Description

Traded in Other Exchanges
N/A
Address
125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc through its subsidiaries provides banking, trust, financial and investment services to individuals and businesses. The company accepts various deposits, such as checking, savings, interest-bearing and noninterest-bearing demand deposit, money market, and individual retirement accounts, as well as certificates of deposit. It offers personal loans, including auto, recreational vehicle, bill consolidation, credit line, and educational loans; home equity loans; home equity line of credit; home mortgage loans; mortgage construction; business lines of credit; residential real estate loans; residential and commercial mortgage; equipment loans; equipment leasing; small business administration loans; and commercial vehicle loans.

1st Summit Bancorp Johnstown (1st Summit Bancorp Johnstown) Headlines

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