FSMK (1st Summit Bancorp Johnstown) Tax Rate %: 10.21% (As of Mar. 2026)


FSMK 1st Summit Bancorp Johnstown Inc FSMK
45 GF Score
Price $39.45
GF Value $39.42
Valuation Fairly Valued
! 6 Warning Signs
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What is 1st Summit Bancorp Johnstown Tax Rate %?

1st Summit Bancorp Johnstown FSMK +1.15% 45 Tax Rate % is 10.21% as of Mar. 2026. GuruFocus rates FSMK with a GF Score™ of 45/100 and a GF Value™ of $39.42 (Fairly Valued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. 1st Summit Bancorp Johnstown's Tax Expense for the three months ended in Mar. 2026 was $0.26 Mil. 1st Summit Bancorp Johnstown's Pre-Tax Income for the three months ended in Mar. 2026 was $2.54 Mil. Therefore, 1st Summit Bancorp Johnstown's Tax Rate % for the quarter that ended in Mar. 2026 was 10.21%.

1st Summit Bancorp Johnstown Tax Rate % Related Terms

1st Summit Bancorp Johnstown Tax Rate % Historical Data

* Premium members only.

The historical data trend for 1st Summit Bancorp Johnstown's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Summit Bancorp Johnstown Tax Rate % Chart

1st Summit Bancorp Johnstown Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 12.20 12.03 -48.74 -20.90 3.84

1st Summit Bancorp Johnstown Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.78 -0.09 5.28 12.75 10.21
FSMK
45GF Score
1st Summit Bancorp Johnstown Inc FSMK
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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1st Summit Bancorp Johnstown Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

1st Summit Bancorp Johnstown's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=0.213/5.551
=3.84 %

1st Summit Bancorp Johnstown's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0.259/2.536
=10.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 10.21% mean?
1st Summit Bancorp Johnstown (FSMK) has a Tax Rate % of 10.21% as of Mar. 2026.
Is 1st Summit Bancorp Johnstown's Tax Rate % too high?
1st Summit Bancorp Johnstown's current Tax Rate % is 10.21%. Overall, 1st Summit Bancorp Johnstown has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 1st Summit Bancorp Johnstown's Tax Rate % compare to KLIB and UWHR?
1st Summit Bancorp Johnstown's Tax Rate % of 10.21% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. 1st Summit Bancorp Johnstown's current Tax Rate % is 10.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Summit Bancorp Johnstown stock overvalued right now?
Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown (FSMK) is currently considered Fairly Valued. The stock's GF Value™ is $39.42, compared to a current price of $39.45 — trading 0.1% above its estimated fair value. The current Tax Rate % is 10.21%. 1st Summit Bancorp Johnstown's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For 1st Summit Bancorp Johnstown (FSMK), the current Tax Rate % is 10.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Summit Bancorp Johnstown (FSMK) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown stock appears to be overvalued. The current stock price of $39.45 is trading 0.1% above its estimated GF Value™ of $39.42. GuruFocus considers 1st Summit Bancorp Johnstown to be Fairly Valued.

Key valuation signals for FSMK:

  • Tax Rate %: 10.21%
  • GF Value™: $39.42 vs. price of $39.45 (0.1% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the FSMK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

1st Summit Bancorp Johnstown Business Description

Address 125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
45GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.45
Price
$39.42
GF Value