Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
1st Summit Bancorp JohnstownFSMK 44 3-Year Dividend Growth Rate is 10.10% as of Jun. 2026, which is at its 10-year median of 10.10. GuruFocus rates FSMK with a GF Score™ of 44/100 and a GF Value™ of $40.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 958 Banks companies, 1st Summit Bancorp Johnstown ranks better than 50.31% on this metric.
The historical rank and industry rank for 1st Summit Bancorp Johnstown's 3-Year Dividend Growth Rate or its related term are showing as below:
FSMK'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 10.1 Med: 10.1 Max: 10.1
Current: 10.1
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of 1st Summit Bancorp Johnstown was 10.10% per year. The lowest was 10.10% per year. And the median was 10.10% per year.
FSMK's 3-Year Dividend Growth Rate is ranked better than 50.31% of 958
companies
in the Banks industry
Industry Median: 10.1
vs FSMK: 10.10
During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 7 years, the highest Dividend Payout Ratio of 1st Summit Bancorp Johnstown was 1.42. The lowest was 0.25. And the median was 0.93.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
1st Summit Bancorp Johnstown Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.430000
2026-09-01
2026-09-01
2026-09-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.430000
2026-06-01
2026-06-01
2026-06-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.430000
2026-03-02
2026-03-02
2026-03-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.430000
2025-12-01
2025-12-01
2025-12-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
1st Summit Bancorp Johnstown's Dividend Yield (%) for Today is calculated as
Current Share Price is $45.25.
1st Summit Bancorp Johnstown's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.72.
During the past 7 years, the highest Dividend Yield of 1st Summit Bancorp Johnstown was 8.23%. The lowest was 0.62%. And the median was 4.05%.
Warning Sign:
1st Summit Bancorp Johnstown Inc stock Dividend Yield % is close to 2-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
1st Summit Bancorp Johnstown 3-Year Dividend Growth Rate Related Terms>
FSMK vs NACB, MFBP, FDVA: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, 1st Summit Bancorp Johnstown's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
1st Summit Bancorp Johnstown 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, 1st Summit Bancorp Johnstown's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where 1st Summit Bancorp Johnstown's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 10.10% mean?
1st Summit Bancorp Johnstown (FSMK) has a 3-Year Dividend Growth Rate of 10.10% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on 1st Summit Bancorp Johnstown and its competitors. This is near median its historical median of 10.10. Over the past decade, 1st Summit Bancorp Johnstown's 3-Year Dividend Growth Rate has ranged from 10.10 to 10.10. According to the industry distribution chart, 1st Summit Bancorp Johnstown ranks #476 out of 958 companies in the Banks industry, placing it in the top 49.7%.
Is 1st Summit Bancorp Johnstown's 3-Year Dividend Growth Rate too high?
1st Summit Bancorp Johnstown's current 3-Year Dividend Growth Rate of 10.10% is near median its 10-year median of 10.10. Over the past 10 years, this metric has ranged from a low of 10.10 to a high of 10.10. The Banks industry median 3-Year Dividend Growth Rate is 10.10. 1st Summit Bancorp Johnstown's value of 10.10% is 0% at this industry median. Based on the distribution chart, 1st Summit Bancorp Johnstown ranks #476 out of 958 companies in the Banks industry, which is above the industry midpoint. Overall, 1st Summit Bancorp Johnstown has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1st Summit Bancorp Johnstown's 3-Year Dividend Growth Rate compare to NACB and MFBP?
According to the Banks industry distribution chart, 1st Summit Bancorp Johnstown ranks #476 out of 958 companies for 3-Year Dividend Growth Rate. This puts 1st Summit Bancorp Johnstown in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. 1st Summit Bancorp Johnstown's value of 10.10% is 0% at this benchmark. Historically, 1st Summit Bancorp Johnstown's own 3-Year Dividend Growth Rate has ranged from 10.10 to 10.10 over the past decade. While the company's 10-year median is 10.10 vs. the industry median of 10.10, 1st Summit Bancorp Johnstown has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 1st Summit Bancorp Johnstown's current 3-Year Dividend Growth Rate of 10.10% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on 1st Summit Bancorp Johnstown and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1st Summit Bancorp Johnstown's current 3-Year Dividend Growth Rate is 10.10%, which is near median its own 10-year median of 10.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Summit Bancorp Johnstown stock overvalued right now?
Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown (FSMK) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.83, compared to a current price of $45.25 — trading 10.8% above its estimated fair value. The current 3-Year Dividend Growth Rate is 10.10%, which is near median its 10-year median of 10.10 and 0% at the Banks industry median of 10.10. 1st Summit Bancorp Johnstown's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For 1st Summit Bancorp Johnstown (FSMK), the current 3-Year Dividend Growth Rate is 10.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 1st Summit Bancorp Johnstown (FSMK) Overvalued in 2026?
Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown stock appears to be overvalued.
The current stock price of $45.25 is trading 10.8% above its estimated GF Value™ of $40.83.
GuruFocus considers 1st Summit Bancorp Johnstown to be Modestly Overvalued.
Key valuation signals for FSMK:
3-Year Dividend Growth Rate: 10.10% (near median its 10-year median of 10.10)
GF Value™: $40.83 vs. price of $45.25 (10.8% above fair value)
Industry Position: 0% at the Banks median (#476 of 958)
No single metric tells the full story. See the FSMK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
44GF Score
Get the complete analysis for FSMK
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FSMK has been successfully added to your 
