FSMK (1st Summit Bancorp Johnstown) Total Debt per Share: $108.11 (As of Jun. 2026)

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FSMK 1st Summit Bancorp Johnstown Inc FSMK
45 GF Score
Price $41.93
GF Value $40.96
Valuation Fairly Valued
! 6 Warning Signs
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What is 1st Summit Bancorp Johnstown Total Debt per Share?

1st Summit Bancorp Johnstown FSMK 45 Total Debt per Share is $108.11 as of Jun. 2026. GuruFocus rates FSMK with a GF Score™ of 45/100 and a GF Value™ of $40.96 (Fairly Valued). The stock has 6 warning signs investors should review.

$108.11 (As of Jun. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 1st Summit Bancorp Johnstown's Total Debt Per Share for the quarter that ended in Jun. 2026 was $108.11.

1st Summit Bancorp Johnstown Total Debt per Share Historical Data

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The historical data trend for 1st Summit Bancorp Johnstown's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

1st Summit Bancorp Johnstown Total Debt per Share Chart

1st Summit Bancorp Johnstown Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial 22.85 42.41 34.13 49.45 90.70

1st Summit Bancorp Johnstown Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70.96 78.54 90.70 98.88 108.11
FSMK
45GF Score
1st Summit Bancorp Johnstown Inc FSMK
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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1st Summit Bancorp Johnstown Total Debt per Share Calculation

1st Summit Bancorp Johnstown's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(192.10+0.00)/2.12
=90.70

1st Summit Bancorp Johnstown's Total Debt Per Share for the quarter that ended in Jun. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(228.98+0.00)/2.12
=108.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $108.11 mean?
1st Summit Bancorp Johnstown (FSMK) has a Total Debt per Share of $108.11 as of Jun. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on 1st Summit Bancorp Johnstown and its competitors.
Is 1st Summit Bancorp Johnstown's Total Debt per Share too high?
1st Summit Bancorp Johnstown's current Total Debt per Share is $108.11. Overall, 1st Summit Bancorp Johnstown has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 1st Summit Bancorp Johnstown's Total Debt per Share compare to KLIB and UWHR?
1st Summit Bancorp Johnstown's Total Debt per Share of $108.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on 1st Summit Bancorp Johnstown and its competitors. 1st Summit Bancorp Johnstown's current Total Debt per Share is $108.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Summit Bancorp Johnstown stock overvalued right now?
Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown (FSMK) is currently considered Fairly Valued. The stock's GF Value™ is $40.96, compared to a current price of $41.93 — trading 2.4% above its estimated fair value. The current Total Debt per Share is $108.11. 1st Summit Bancorp Johnstown's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For 1st Summit Bancorp Johnstown (FSMK), the current Total Debt per Share is $108.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Summit Bancorp Johnstown (FSMK) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown stock appears to be overvalued. The current stock price of $41.93 is trading 2.4% above its estimated GF Value™ of $40.96. GuruFocus considers 1st Summit Bancorp Johnstown to be Fairly Valued.

Key valuation signals for FSMK:

  • Total Debt per Share: $108.11
  • GF Value™: $40.96 vs. price of $41.93 (2.4% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the FSMK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

1st Summit Bancorp Johnstown Business Description

Address 125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
45GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.93
Price
$40.96
GF Value