FSMK (1st Summit Bancorp Johnstown) 5-Year ROIIC %


FSMK 1st Summit Bancorp Johnstown Inc FSMK
45 GF Score
Price $39.45
GF Value $39.42
Valuation Fairly Valued
! 6 Warning Signs
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What is 1st Summit Bancorp Johnstown 5-Year ROIIC %?

5-Year ROIIC % does not apply to banks.

FSMK
45GF Score
1st Summit Bancorp Johnstown Inc FSMK
5-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is 1st Summit Bancorp Johnstown (FSMK) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown stock appears to be overvalued. The current stock price of $39.45 is trading 0.1% above its estimated GF Value™ of $39.42. GuruFocus considers 1st Summit Bancorp Johnstown to be Fairly Valued.

Key valuation signals for FSMK:

  • 5-Year ROIIC %:
  • GF Value™: $39.42 vs. price of $39.45 (0.1% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the FSMK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


1st Summit Bancorp Johnstown Business Description

Address 125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
45GF Score

Get the complete analysis for FSMK

5-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.45
Price
$39.42
GF Value