STLE (Steele Bancorp) Change In Receivables: $-0.20 Mil (TTM As of Dec. 2024)


STLE Steele Bancorp Inc STLE
47 GF Score
Price $43.09
GF Value $28.35
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Steele Bancorp Change In Receivables?

Steele Bancorp STLE -0.12% 47 Change In Receivables is $-0.20 Mil as of Dec. 2024. GuruFocus rates STLE with a GF Score™ of 47/100 and a GF Value™ of $28.35 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Steele Bancorp's change in receivables for the quarter that ended in Dec. 2024 was $-0.20 Mil. It means Steele Bancorp's Accounts Receivable increased by $0.20 Mil from Dec. 2023 to Dec. 2024 .

Steele Bancorp's change in receivables for the fiscal year that ended in Dec. 2024 was $-0.20 Mil. It means Steele Bancorp's Accounts Receivable increased by $0.20 Mil from Dec. 2023 to Dec. 2024 .

Steele Bancorp's Accounts Receivable for the quarter that ended in Dec. 2024 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Steele Bancorp's Days Sales Outstanding for the six months ended in Dec. 2024 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Steele Bancorp's liquidation value for the six months ended in Dec. 2024 was $-522.62 Mil.

Steele Bancorp  (OTCPK:STLE) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Steele Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2024 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/18.644*91
=0.00

2. In Ben Graham's calculation of liquidation value, Steele Bancorp's accounts receivable are only considered to be worth 75% of book value:

Steele Bancorp's liquidation value for the quarter that ended in Dec. 2024 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=18.162-540.785+0.75 * 0+0.5 * 0
=-522.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steele Bancorp Change In Receivables Related Terms

Steele Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Steele Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steele Bancorp Change In Receivables Chart

Steele Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Change In Receivables
Get a 7-Day Free Trial -0.05 0.11 -0.28 -0.23 -0.20

Steele Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Change In Receivables Get a 7-Day Free Trial -0.05 0.11 -0.28 -0.23 -0.20
STLE
47GF Score
Steele Bancorp Inc STLE
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Steele Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2024 was $-0.20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-0.20 Mil mean?
Steele Bancorp (STLE) has a Change In Receivables of $-0.20 Mil as of Dec. 2024. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Steele Bancorp and its competitors.
Is Steele Bancorp's Change In Receivables too high?
Steele Bancorp's current Change In Receivables is $-0.20 Mil. Overall, Steele Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's Change In Receivables compare to CIWV and ORPB?
Steele Bancorp's Change In Receivables of $-0.20 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Steele Bancorp and its competitors. Steele Bancorp's current Change In Receivables is $-0.20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.35, compared to a current price of $43.09 — trading 52% above its estimated fair value. The current Change In Receivables is $-0.20 Mil. Steele Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Steele Bancorp (STLE), the current Change In Receivables is $-0.20 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steele Bancorp (STLE) Overvalued in 2026?

Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued. The current stock price of $43.09 is trading 52% above its estimated GF Value™ of $28.35. GuruFocus considers Steele Bancorp to be Significantly Overvalued.

Key valuation signals for STLE:

  • Change In Receivables: $-0.20 Mil
  • GF Value™: $28.35 vs. price of $43.09 (52% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Steele Bancorp Business Description

Address 250 East Chestnut Street, P.O. Box 186, Mifflinburg, PA, USA, 17844
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
47GF Score

Get the complete analysis for STLE

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.09
Price
$28.35
GF Value