Steele BancorpSTLE -1.16%52 OCF Margin % is 30.08% as of Dec. 2024, which is 11% below its 10-year median of 33.92. GuruFocus rates STLE with a GF Score™ of 52/100 and a GF Value™ of $28.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, Steele Bancorp ranks better than 51.37% on this metric.
The historical rank and industry rank for Steele Bancorp's OCF Margin % or its related term are showing as below:
STLE'
s OCF Margin % Range Over the Past 10 Years
Min: 30.08 Med: 33.92 Max: 43.34
Current: 30.08
During the past 6 years, the highest OCF Margin % of Steele Bancorp was 43.34%. The lowest was 30.08%. And the median was 33.92%.
STLE's OCF Margin % is ranked better than 51.37% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs STLE: 30.08
Steele Bancorp OCF Margin % Related Terms
Steele Bancorp OCF Margin % Historical Data
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The historical data trend for Steele Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Steele Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Steele Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Steele Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Steele Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Steele Bancorp (STLE) has a OCF Margin % of 30.08% as of Dec. 2024. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Steele Bancorp and its competitors. This is 11% below median its historical median of 33.92. Over the past decade, Steele Bancorp's OCF Margin % has ranged from 30.08 to 43.34. According to the industry distribution chart, Steele Bancorp ranks #730 out of 1501 companies in the Banks industry, placing it in the top 48.6%.
Is Steele Bancorp's OCF Margin % too high?
Steele Bancorp's current OCF Margin % of 30.08% is 11% below median its 10-year median of 33.92. Over the past 10 years, this metric has ranged from a low of 30.08 to a high of 43.34. The Banks industry median OCF Margin % is 29.44. Steele Bancorp's value of 30.08% is 2.2% above this industry median. Based on the distribution chart, Steele Bancorp ranks #730 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Steele Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's OCF Margin % compare to RVCB and CZNL?
According to the Banks industry distribution chart, Steele Bancorp ranks #730 out of 1501 companies for OCF Margin %. This puts Steele Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.44. Steele Bancorp's value of 30.08% is 2.2% above this benchmark. Historically, Steele Bancorp's own OCF Margin % has ranged from 30.08 to 43.34 over the past decade. While the company's 10-year median is 33.92 vs. the industry median of 29.44, Steele Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steele Bancorp's current OCF Margin % of 30.08% is 2.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Steele Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steele Bancorp's current OCF Margin % is 30.08%, which is 11% below median its own 10-year median of 33.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.43, compared to a current price of $42.50 — trading 49.5% above its estimated fair value. The current OCF Margin % is 30.08%, which is 11% below median its 10-year median of 33.92 and 2.2% above the Banks industry median of 29.44. Steele Bancorp's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Steele Bancorp (STLE), the current OCF Margin % is 30.08% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Steele Bancorp (STLE) Overvalued in 2026?
Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued.
The current stock price of $42.50 is trading 49.5% above its estimated GF Value™ of $28.43.
GuruFocus considers Steele Bancorp to be Significantly Overvalued.
Key valuation signals for STLE:
OCF Margin %: 30.08% (11% below median its 10-year median of 33.92)
GF Value™: $28.43 vs. price of $42.50 (49.5% above fair value)
Industry Position: 2.2% above the Banks median (#730 of 1501)
No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
52GF Score
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