Steele BancorpSTLE -1.16%52 FCF Margin % is 29.05% as of Dec. 2024, which is 9% below its 10-year median of 31.77. GuruFocus rates STLE with a GF Score™ of 52/100 and a GF Value™ of $28.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, Steele Bancorp ranks better than 54.79% on this metric.
The historical rank and industry rank for Steele Bancorp's FCF Margin % or its related term are showing as below:
STLE'
s FCF Margin % Range Over the Past 10 Years
Min: 23.16 Med: 31.77 Max: 42.83
Current: 29.05
During the past 6 years, the highest FCF Margin % of Steele Bancorp was 42.83%. The lowest was 23.16%. And the median was 31.77%.
STLE's FCF Margin % is ranked better than 54.79% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs STLE: 29.05
Steele Bancorp FCF Margin % Related Terms
Steele Bancorp FCF Margin % Historical Data
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The historical data trend for Steele Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Steele Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Steele Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Steele Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Steele Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Steele Bancorp (STLE) has a FCF Margin % of 29.05% as of Dec. 2024. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Steele Bancorp and its competitors. This is near median its historical median of 31.77. Over the past decade, Steele Bancorp's FCF Margin % has ranged from 23.16 to 42.83. According to the industry distribution chart, Steele Bancorp ranks #680 out of 1504 companies in the Banks industry, placing it in the top 45.2%.
Is Steele Bancorp's FCF Margin % too high?
Steele Bancorp's current FCF Margin % of 29.05% is near median its 10-year median of 31.77. Over the past 10 years, this metric has ranged from a low of 23.16 to a high of 42.83. The Banks industry median FCF Margin % is 26.50. Steele Bancorp's value of 29.05% is 9.6% above this industry median. Based on the distribution chart, Steele Bancorp ranks #680 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Steele Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's FCF Margin % compare to RVCB and CZNL?
According to the Banks industry distribution chart, Steele Bancorp ranks #680 out of 1504 companies for FCF Margin %. This puts Steele Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.50. Steele Bancorp's value of 29.05% is 9.6% above this benchmark. Historically, Steele Bancorp's own FCF Margin % has ranged from 23.16 to 42.83 over the past decade. While the company's 10-year median is 31.77 vs. the industry median of 26.50, Steele Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steele Bancorp's current FCF Margin % of 29.05% is 9.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Steele Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steele Bancorp's current FCF Margin % is 29.05%, which is near median its own 10-year median of 31.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.43, compared to a current price of $42.50 — trading 49.5% above its estimated fair value. The current FCF Margin % is 29.05%, which is near median its 10-year median of 31.77 and 9.6% above the Banks industry median of 26.50. Steele Bancorp's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Steele Bancorp (STLE), the current FCF Margin % is 29.05% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Steele Bancorp (STLE) Overvalued in 2026?
Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued.
The current stock price of $42.50 is trading 49.5% above its estimated GF Value™ of $28.43.
GuruFocus considers Steele Bancorp to be Significantly Overvalued.
Key valuation signals for STLE:
FCF Margin %: 29.05% (near median its 10-year median of 31.77)
GF Value™: $28.43 vs. price of $42.50 (49.5% above fair value)
Industry Position: 9.6% above the Banks median (#680 of 1504)
No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
52GF Score
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