STLE (Steele Bancorp) LT-Debt-to-Total-Asset: 0.07 (As of Dec. 2024)


STLE Steele Bancorp Inc STLE
52 GF Score
Price $42.50
GF Value $28.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Steele Bancorp LT-Debt-to-Total-Asset?

Steele Bancorp STLE -1.16% 52 LT-Debt-to-Total-Asset is 0.07 as of Dec. 2024. GuruFocus rates STLE with a GF Score™ of 52/100 and a GF Value™ of $28.43 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Steele Bancorp's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.07.

Steele Bancorp's long-term debt to total assets ratio increased from Dec. 2022 (0.06) to Dec. 2024 (0.07). It may suggest that Steele Bancorp is progressively becoming more dependent on debt to grow their business.


Steele Bancorp  (OTCPK:STLE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Steele Bancorp LT-Debt-to-Total-Asset Related Terms


Steele Bancorp LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Steele Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steele Bancorp LT-Debt-to-Total-Asset Chart

Steele Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.04 0.02 0.06 0.03 0.07

Steele Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset Get a 7-Day Free Trial 0.04 0.02 0.06 0.03 0.07
STLE
52GF Score
Steele Bancorp Inc STLE
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Steele Bancorp LT-Debt-to-Total-Asset Calculation

Steele Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=43.05/596.702
=0.07

Steele Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )/Total Assets (Q: Dec. 2024 )
=43.05/596.702
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
Steele Bancorp (STLE) has a LT-Debt-to-Total-Asset of 0.07 as of Dec. 2024. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Steele Bancorp and its competitors.
Is Steele Bancorp's LT-Debt-to-Total-Asset too high?
Steele Bancorp's current LT-Debt-to-Total-Asset is 0.07. Overall, Steele Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's LT-Debt-to-Total-Asset compare to RVCB and CZNL?
Steele Bancorp's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Steele Bancorp and its competitors. Steele Bancorp's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.43, compared to a current price of $42.50 — trading 49.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Steele Bancorp's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Steele Bancorp (STLE), the current LT-Debt-to-Total-Asset is 0.07 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steele Bancorp (STLE) Overvalued in 2026?

Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued. The current stock price of $42.50 is trading 49.5% above its estimated GF Value™ of $28.43. GuruFocus considers Steele Bancorp to be Significantly Overvalued.

Key valuation signals for STLE:

  • LT-Debt-to-Total-Asset: 0.07
  • GF Value™: $28.43 vs. price of $42.50 (49.5% above fair value)
  • GF Score™: 52/100 with 7 warning signs

No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steele Bancorp Business Description

Address 250 East Chestnut Street, P.O. Box 186, Mifflinburg, PA, USA, 17844
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
52GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.50
Price
$28.43
GF Value