STLE (Steele Bancorp) FCF Yield %: 6.86 (As of Jun. 25, 2026) — 36% Below Median


STLE Steele Bancorp Inc STLE
52 GF Score
Price $42.50
GF Value $28.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Steele Bancorp FCF Yield %?

Steele Bancorp STLE -1.16% 52 FCF Yield % is 6.86 as of Jun. 25, 2026, which is 36% below its 10-year median of 10.71. GuruFocus rates STLE with a GF Score™ of 52/100 and a GF Value™ of $28.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Steele Bancorp ranks worse than 56.54% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Steele Bancorp's Trailing 12-Month Free Cash Flow is $5.42 Mil, and Market Cap is $78.99 Mil. Therefore, Steele Bancorp's FCF Yield % for today is 6.86%.

The historical rank and industry rank for Steele Bancorp's FCF Yield % or its related term are showing as below:

STLE' s FCF Yield % Range Over the Past 10 Years
Min: 4.69   Med: 10.71   Max: 14.95
Current: 6.86


During the past 6 years, the highest FCF Yield % of Steele Bancorp was 14.95%. The lowest was 4.69%. And the median was 10.71%.

STLE's FCF Yield % is ranked worse than
56.54% of 1505 companies
in the Banks industry
Industry Median: 8.26 vs STLE: 6.86

Steele Bancorp's FCF Margin % for the quarter that ended in Dec. 2024 was 29.05%.


Steele Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Steele Bancorp FCF Yield % Related Terms


Steele Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Steele Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steele Bancorp FCF Yield % Chart

Steele Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Yield %
Get a 7-Day Free Trial 5.89 10.64 9.91 12.74 11.65

Steele Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Yield % Get a 7-Day Free Trial 5.89 10.64 9.91 12.74 11.65

STLE vs RVCB, CZNL, SVBT: FCF Yield % Comparison

For the Banks - Regional subindustry, Steele Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Steele Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Steele Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Steele Bancorp's FCF Yield % falls into.


STLE
52GF Score
Steele Bancorp Inc STLE
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Steele Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Steele Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=5.416 / 46.475
=11.65%

Steele Bancorp's annualized FCF Yield % for the quarter that ended in Dec. 2024 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=5.416 * 1 / 46.475
=11.65%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.86 mean?
Steele Bancorp (STLE) has a FCF Yield % of 6.86 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Steele Bancorp and its competitors. This is 36% below median its historical median of 10.71. Over the past decade, Steele Bancorp's FCF Yield % has ranged from 4.69 to 14.95. According to the industry distribution chart, Steele Bancorp ranks #851 out of 1505 companies in the Banks industry, placing it in the top 56.5%.
Is Steele Bancorp's FCF Yield % too high?
Steele Bancorp's current FCF Yield % of 6.86 is 36% below median its 10-year median of 10.71. Over the past 10 years, this metric has ranged from a low of 4.69 to a high of 14.95. The Banks industry median FCF Yield % is 8.26. Steele Bancorp's value of 6.86 is 16.9% below this industry median. Based on the distribution chart, Steele Bancorp ranks #851 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Steele Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's FCF Yield % compare to RVCB and CZNL?
According to the Banks industry distribution chart, Steele Bancorp ranks #851 out of 1505 companies for FCF Yield %. This places Steele Bancorp in the lower half of its industry. The industry median FCF Yield % is 8.26. Steele Bancorp's value of 6.86 is 16.9% below this benchmark. Historically, Steele Bancorp's own FCF Yield % has ranged from 4.69 to 14.95 over the past decade. While the company's 10-year median is 10.71 vs. the industry median of 8.26, Steele Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steele Bancorp's current FCF Yield % of 6.86 is 16.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Steele Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steele Bancorp's current FCF Yield % is 6.86, which is 36% below median its own 10-year median of 10.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.43, compared to a current price of $42.50 — trading 49.5% above its estimated fair value. The current FCF Yield % is 6.86, which is 36% below median its 10-year median of 10.71 and 16.9% below the Banks industry median of 8.26. Steele Bancorp's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Steele Bancorp (STLE), the current FCF Yield % is 6.86 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steele Bancorp (STLE) Overvalued in 2026?

Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued. The current stock price of $42.50 is trading 49.5% above its estimated GF Value™ of $28.43. GuruFocus considers Steele Bancorp to be Significantly Overvalued.

Key valuation signals for STLE:

  • FCF Yield %: 6.86 (36% below median its 10-year median of 10.71)
  • GF Value™: $28.43 vs. price of $42.50 (49.5% above fair value)
  • GF Score™: 52/100 with 7 warning signs
  • Industry Position: 16.9% below the Banks median (#851 of 1505)

No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steele Bancorp Business Description

Address 250 East Chestnut Street, P.O. Box 186, Mifflinburg, PA, USA, 17844
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
52GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.50
Price
$28.43
GF Value