STLE (Steele Bancorp) 3-Year EPS without NRI Growth Rate: -5.90% (As of Dec. 2024)

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STLE Steele Bancorp Inc STLE
47 GF Score
Price $46.16
GF Value $28.36
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Steele Bancorp 3-Year EPS without NRI Growth Rate?

Steele Bancorp STLE -3.23% 47 3-Year EPS without NRI Growth Rate is -5.90% as of Dec. 2024. GuruFocus rates STLE with a GF Score™ of 47/100 and a GF Value™ of $28.36 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,412 Banks companies, Steele Bancorp ranks worse than 81.59% on this metric.

Steele Bancorp's EPS without NRI for the six months ended in Dec. 2024 was $2.65.

During the past 12 months, Steele Bancorp's average EPS without NRI Growth Rate was 18.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was -5.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was -2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 6 years, the highest 3-Year average EPS without NRI Growth Rate of Steele Bancorp was 5.30% per year. The lowest was -7.80% per year. And the median was -5.90% per year.


Steele Bancorp  (OTCPK:STLE) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Steele Bancorp 3-Year EPS without NRI Growth Rate Related Terms


STLE vs EDVR, SSBI, FSMK: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, Steele Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Steele Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Steele Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Steele Bancorp's 3-Year EPS without NRI Growth Rate falls into.


STLE
47GF Score
Steele Bancorp Inc STLE
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Steele Bancorp 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of -5.90% mean?
Steele Bancorp (STLE) has a 3-Year EPS without NRI Growth Rate of -5.90% as of Dec. 2024. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Steele Bancorp and its competitors. According to the industry distribution chart, Steele Bancorp ranks #1152 out of 1412 companies in the Banks industry, placing it in the top 81.6%.
Is Steele Bancorp's 3-Year EPS without NRI Growth Rate too high?
Steele Bancorp's current 3-Year EPS without NRI Growth Rate is -5.90%. Based on the distribution chart, Steele Bancorp ranks #1152 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Steele Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's 3-Year EPS without NRI Growth Rate compare to EDVR and SSBI?
According to the Banks industry distribution chart, Steele Bancorp ranks #1152 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places Steele Bancorp in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Steele Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steele Bancorp's current 3-Year EPS without NRI Growth Rate is -5.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.36, compared to a current price of $46.16 — trading 62.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -5.90%. Steele Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Steele Bancorp (STLE), the current 3-Year EPS without NRI Growth Rate is -5.90% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steele Bancorp (STLE) Overvalued in 2026?

Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued. The current stock price of $46.16 is trading 62.8% above its estimated GF Value™ of $28.36. GuruFocus considers Steele Bancorp to be Significantly Overvalued.

Key valuation signals for STLE:

  • 3-Year EPS without NRI Growth Rate: -5.90%
  • GF Value™: $28.36 vs. price of $46.16 (62.8% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steele Bancorp Business Description

Address 250 East Chestnut Street, P.O. Box 186, Mifflinburg, PA, USA, 17844
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
47GF Score

Get the complete analysis for STLE

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.16
Price
$28.36
GF Value