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Steele BancorpSTLE +0.19%60 Debt-to-Equity is 0.10 as of Jun. 2026, which is 76% below its 10-year median of 0.41. GuruFocus rates STLE with a GF Score™ of 60/100 and a GF Value™ of $49.55 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,410 Banks companies, Steele Bancorp ranks better than 88.94% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Steele Bancorp's Debt-to-Equity or its related term are showing as below:
STLE'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.1 Med: 0.41 Max: 0.8
Current: 0.1
During the past 7 years, the highest Debt-to-Equity Ratio of Steele Bancorp was 0.80. The lowest was 0.10. And the median was 0.41.
STLE's Debt-to-Equity is ranked better than 88.94% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs STLE: 0.10
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Steele Bancorp Debt-to-Equity Related Terms
Steele Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Steele Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STLE vs TYCB, BCBP, SLBK: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Steele Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Steele Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Steele Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Steele Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Steele Bancorp (STLE) has a Debt-to-Equity of 0.10 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Steele Bancorp and its competitors. This is 76% below median its historical median of 0.41. Over the past decade, Steele Bancorp's Debt-to-Equity has ranged from 0.10 to 0.80. According to the industry distribution chart, Steele Bancorp ranks #156 out of 1410 companies in the Banks industry, placing it in the top 11.1%.
Is Steele Bancorp's Debt-to-Equity too high?
Steele Bancorp's current Debt-to-Equity of 0.10 is 76% below median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.80. The Banks industry median Debt-to-Equity is 0.58. Steele Bancorp's value of 0.10 is 82.8% below this industry median. Based on the distribution chart, Steele Bancorp ranks #156 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Steele Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's Debt-to-Equity compare to TYCB and BCBP?
According to the Banks industry distribution chart, Steele Bancorp ranks #156 out of 1410 companies for Debt-to-Equity. This places Steele Bancorp in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Steele Bancorp's value of 0.10 is 82.8% below this benchmark. Historically, Steele Bancorp's own Debt-to-Equity has ranged from 0.10 to 0.80 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.58, Steele Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steele Bancorp's current Debt-to-Equity of 0.10 is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Steele Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steele Bancorp's current Debt-to-Equity is 0.10, which is 76% below median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Fairly Valued. The stock's GF Value™ is $49.55, compared to a current price of $46.69 — trading 5.8% below its estimated fair value. The current Debt-to-Equity is 0.10, which is 76% below median its 10-year median of 0.41 and 82.8% below the Banks industry median of 0.58. Steele Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Steele Bancorp (STLE), the current Debt-to-Equity is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Steele Bancorp (STLE) Overvalued in 2026?
Based on GuruFocus' analysis, Steele Bancorp stock appears to be undervalued.
The current stock price of $46.69 is trading 5.8% below its estimated GF Value™ of $49.55.
GuruFocus considers Steele Bancorp to be Fairly Valued.
Key valuation signals for STLE:
Debt-to-Equity: 0.10 (76% below median its 10-year median of 0.41)
GF Value™: $49.55 vs. price of $46.69 (5.8% below fair value)
Industry Position: 82.8% below the Banks median (#156 of 1410)
No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
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