STLE (Steele Bancorp) Pre-Tax Income: $5.38 Mil (TTM As of Dec. 2024)

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STLE Steele Bancorp Inc STLE
47 GF Score
Price $47.98
GF Value $28.36
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Steele Bancorp Pre-Tax Income?

Steele Bancorp STLE +3.18% 47 Pre-Tax Income is $5.38 Mil as of Dec. 2024. GuruFocus rates STLE with a GF Score™ of 47/100 and a GF Value™ of $28.36 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Steele Bancorp's pretax income for the six months ended in Dec. 2024 was $5.38 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2024 was $5.38 Mil. Steele Bancorp's pretax margin was 28.83%.

During the past 6 years, Steele Bancorp's highest Pretax Margin was 39.52%. The lowest was 28.83%. And the median was 38.23%.


Steele Bancorp  (OTCPK:STLE) Pre-Tax Income Explanation

Steele Bancorp's Pretax Margin for the quarter that ended in Dec. 2024 is calculated as

Pretax Margin=Pretax Income/Revenue
=5.375/18.644
=28.83%

During the past 6 years, Steele Bancorp's highest Pretax Margin was 39.52%. The lowest was 28.83%. And the median was 38.23%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Steele Bancorp Pre-Tax Income Related Terms


Steele Bancorp Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Steele Bancorp's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steele Bancorp Pre-Tax Income Chart

Steele Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pre-Tax Income
Get a 7-Day Free Trial 6.32 7.01 7.08 4.81 5.38

Steele Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pre-Tax Income Get a 7-Day Free Trial 6.32 7.01 7.08 4.81 5.38

STLE vs EDVR, SSBI, FSMK: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Steele Bancorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Steele Bancorp Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Steele Bancorp's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Steele Bancorp's Pre-Tax Income falls into.


STLE
47GF Score
Steele Bancorp Inc STLE
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Steele Bancorp Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Steele Bancorp's Pretax Income for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Income=Operating Income+Other
=0+5.375
=5.38

Steele Bancorp's Pretax Income for the quarter that ended in Dec. 2024 is calculated as

Pretax Income=Operating Income+Other
=0+5.375
=5.38

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2024 was $5.38 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $5.38 Mil mean?
Steele Bancorp (STLE) has a Pre-Tax Income of $5.38 Mil as of Dec. 2024. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Steele Bancorp and its competitors.
Is Steele Bancorp's Pre-Tax Income too high?
Steele Bancorp's current Pre-Tax Income is $5.38 Mil. Overall, Steele Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's Pre-Tax Income compare to EDVR and SSBI?
Steele Bancorp's Pre-Tax Income of $5.38 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Steele Bancorp and its competitors. Steele Bancorp's current Pre-Tax Income is $5.38 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.36, compared to a current price of $47.98 — trading 69.2% above its estimated fair value. The current Pre-Tax Income is $5.38 Mil. Steele Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Steele Bancorp (STLE), the current Pre-Tax Income is $5.38 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steele Bancorp (STLE) Overvalued in 2026?

Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued. The current stock price of $47.98 is trading 69.2% above its estimated GF Value™ of $28.36. GuruFocus considers Steele Bancorp to be Significantly Overvalued.

Key valuation signals for STLE:

  • Pre-Tax Income: $5.38 Mil
  • GF Value™: $28.36 vs. price of $47.98 (69.2% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steele Bancorp Business Description

Address 250 East Chestnut Street, P.O. Box 186, Mifflinburg, PA, USA, 17844
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
47GF Score

Get the complete analysis for STLE

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.98
Price
$28.36
GF Value