STLE (Steele Bancorp) Net Cash per Share: $-281.13 (As of Dec. 2024)

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STLE Steele Bancorp Inc STLE
47 GF Score
Price $46.10
GF Value $28.36
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Steele Bancorp Net Cash per Share?

Steele Bancorp STLE -3.94% 47 Net Cash per Share is $-281.13 as of Dec. 2024. GuruFocus rates STLE with a GF Score™ of 47/100 and a GF Value™ of $28.36 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 7 Banks companies, Steele Bancorp ranks worse than 14285700% on this metric.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). Steele Bancorp's Net Cash per Share for the quarter that ended in Dec. 2024 was $-281.13.

The historical rank and industry rank for Steele Bancorp's Net Cash per Share or its related term are showing as below:

STLE's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 1.78
* Ranked among companies with meaningful Price-to-Net-Cash only.

Steele Bancorp  (OTCPK:STLE) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


Steele Bancorp Net Cash per Share Related Terms


Steele Bancorp Net Cash per Share Historical Data

* Premium members only.

The historical data trend for Steele Bancorp's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Steele Bancorp Net Cash per Share Chart

Steele Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Cash per Share
Get a 7-Day Free Trial -213.24 -226.33 -255.27 -255.68 -281.13

Steele Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Cash per Share Get a 7-Day Free Trial -213.24 -226.33 -255.27 -255.68 -281.13

STLE vs EDVR, SSBI, FSMK: Net Cash per Share Comparison

For the Banks - Regional subindustry, Steele Bancorp's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Steele Bancorp Price-to-Net-Cash vs Banks Industry

For the Banks industry and Financial Services sector, Steele Bancorp's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where Steele Bancorp's Price-to-Net-Cash falls into.


STLE
47GF Score
Steele Bancorp Inc STLE
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Steele Bancorp Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

Steele Bancorp's Net Cash per Share for the fiscal year that ended in Dec. 2024 is calculated as

Net Cash per Share (A: Dec. 2024 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(18.162+0-540.785-0)/1.859
=-281.13

Steele Bancorp's Net Cash per Share for the quarter that ended in Dec. 2024 is calculated as

Net Cash per Share (Q: Dec. 2024 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(18.162+0-540.785-0)/1.859
=-281.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of $-281.13 mean?
Steele Bancorp (STLE) has a Net Cash per Share of $-281.13 as of Dec. 2024. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Steele Bancorp and its competitors. According to the industry distribution chart, Steele Bancorp ranks #999999 out of 7 companies in the Banks industry.
Is Steele Bancorp's Net Cash per Share too high?
Steele Bancorp's current Net Cash per Share is $-281.13. Based on the distribution chart, Steele Bancorp ranks #999999 out of 7 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Steele Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Steele Bancorp's Net Cash per Share compare to EDVR and SSBI?
According to the Banks industry distribution chart, Steele Bancorp ranks #999999 out of 7 companies for Net Cash per Share. This places Steele Bancorp in the lower half of its industry. The industry median Net Cash per Share is 1.78. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 1.78, based on 7 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Steele Bancorp and its competitors. For the Banks industry, the median Net Cash per Share is 1.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steele Bancorp's current Net Cash per Share is $-281.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steele Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Steele Bancorp (STLE) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.36, compared to a current price of $46.10 — trading 62.6% above its estimated fair value. The current Net Cash per Share is $-281.13. Steele Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Steele Bancorp (STLE), the current Net Cash per Share is $-281.13 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Steele Bancorp (STLE) Overvalued in 2026?

Based on GuruFocus' analysis, Steele Bancorp stock appears to be overvalued. The current stock price of $46.10 is trading 62.6% above its estimated GF Value™ of $28.36. GuruFocus considers Steele Bancorp to be Significantly Overvalued.

Key valuation signals for STLE:

  • Net Cash per Share: $-281.13
  • GF Value™: $28.36 vs. price of $46.10 (62.6% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the STLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Steele Bancorp Business Description

Address 250 East Chestnut Street, P.O. Box 186, Mifflinburg, PA, USA, 17844
Steele Bancorp Inc Formerly Mifflinburg Bancorp Inc is a United States-based commercial bank. Its principal activities and sources of revenues are commercial, mortgage, residential real estate, and consumer loan financing as well as a variety of deposit services provided to customers.
47GF Score

Get the complete analysis for STLE

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.10
Price
$28.36
GF Value