BSRR (Sierra Bancorp) Construction Loans (USD Mil): 15.93 (As of Jun. 2026)

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BSRR Sierra Bancorp BSRR
65 GF Score
Price $41.01
GF Value $34.74
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sierra Bancorp Construction Loans (USD Mil)?

Sierra Bancorp BSRR +0.27% 65 Construction Loans (USD Mil) is 15.93 as of Jun. 2026. GuruFocus rates BSRR with a GF Score™ of 65/100 and a GF Value™ of $34.74 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Sierra Bancorp's Construction Loans (USD Mil) for the quarter that ended in Jun. 2026 was 15.93 , which is higher than 15.24 for the pervious quarter ended in Mar. 2026.

Sierra Bancorp's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 14.41 , which is higher than 5.47 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Sierra Bancorp's Construction Loans (USD Mil) or its related term are showing as below:


Sierra Bancorp Construction Loans (USD Mil) Historical Data

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The historical data trend for Sierra Bancorp's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sierra Bancorp Construction Loans (USD Mil) Chart

Sierra Bancorp Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Sierra BancorpQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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BSRR vs HBCP, FBIZ, GCBC: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Sierra Bancorp's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BSRR
65GF Score
Sierra Bancorp BSRR
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 15.93 mean?
Sierra Bancorp (BSRR) has a Construction Loans (USD Mil) of 15.93 as of Jun. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Sierra Bancorp and its competitors.
Is Sierra Bancorp's Construction Loans (USD Mil) too high?
Sierra Bancorp's current Construction Loans (USD Mil) is 15.93. Overall, Sierra Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sierra Bancorp's Construction Loans (USD Mil) compare to HBCP and FBIZ?
Sierra Bancorp's Construction Loans (USD Mil) of 15.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Sierra Bancorp and its competitors. Sierra Bancorp's current Construction Loans (USD Mil) is 15.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sierra Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sierra Bancorp (BSRR) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.74, compared to a current price of $41.01 — trading 18% above its estimated fair value. The current Construction Loans (USD Mil) is 15.93. Sierra Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Sierra Bancorp (BSRR), the current Construction Loans (USD Mil) is 15.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sierra Bancorp (BSRR) Overvalued in 2026?

Based on GuruFocus' analysis, Sierra Bancorp stock appears to be overvalued. The current stock price of $41.01 is trading 18% above its estimated GF Value™ of $34.74. GuruFocus considers Sierra Bancorp to be Modestly Overvalued.

Key valuation signals for BSRR:

  • Construction Loans (USD Mil): 15.93
  • GF Value™: $34.74 vs. price of $41.01 (18% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the BSRR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sierra Bancorp Business Description

Address 86 North Main Street, P.O. Box 1930, Porterville, CA, USA, 93257
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
65GF Score

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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.01
Price
$34.74
GF Value