Sierra BancorpBSRR +1.61%65 OCF Yield % is 0.77 as of Jun. 29, 2026, which is 93% below its 10-year median of 10.85. GuruFocus rates BSRR with a GF Score™ of 65/100 and a GF Value™ of $33.33 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Sierra Bancorp ranks worse than 74.62% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Sierra Bancorp OCF Yield % Related Terms
Sierra Bancorp OCF Yield % Historical Data
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The historical data trend for Sierra Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Sierra Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sierra Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Sierra Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Sierra Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sierra Bancorp (BSRR) has a OCF Yield % of 0.77 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sierra Bancorp and its competitors. This is 93% below median its historical median of 10.85. Over the past decade, Sierra Bancorp's OCF Yield % has ranged from 0.77 to 26.82. According to the industry distribution chart, Sierra Bancorp ranks #1123 out of 1505 companies in the Banks industry, placing it in the top 74.6%.
Is Sierra Bancorp's OCF Yield % too high?
Sierra Bancorp's current OCF Yield % of 0.77 is 93% below median its 10-year median of 10.85. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 26.82. The Banks industry median OCF Yield % is 9.32. Sierra Bancorp's value of 0.77 is 91.7% below this industry median. Based on the distribution chart, Sierra Bancorp ranks #1123 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Sierra Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sierra Bancorp's OCF Yield % compare to FBIZ and HBCP?
According to the Banks industry distribution chart, Sierra Bancorp ranks #1123 out of 1505 companies for OCF Yield %. This places Sierra Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.32. Sierra Bancorp's value of 0.77 is 91.7% below this benchmark. Historically, Sierra Bancorp's own OCF Yield % has ranged from 0.77 to 26.82 over the past decade. While the company's 10-year median is 10.85 vs. the industry median of 9.32, Sierra Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sierra Bancorp's current OCF Yield % of 0.77 is 91.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sierra Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sierra Bancorp's current OCF Yield % is 0.77, which is 93% below median its own 10-year median of 10.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sierra Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sierra Bancorp (BSRR) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.33, compared to a current price of $41.07 — trading 23.2% above its estimated fair value. The current OCF Yield % is 0.77, which is 93% below median its 10-year median of 10.85 and 91.7% below the Banks industry median of 9.32. Sierra Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Sierra Bancorp (BSRR), the current OCF Yield % is 0.77 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sierra Bancorp (BSRR) Overvalued in 2026?
Based on GuruFocus' analysis, Sierra Bancorp stock appears to be overvalued.
The current stock price of $41.07 is trading 23.2% above its estimated GF Value™ of $33.33.
GuruFocus considers Sierra Bancorp to be Modestly Overvalued.
Key valuation signals for BSRR:
OCF Yield %: 0.77 (93% below median its 10-year median of 10.85)
GF Value™: $33.33 vs. price of $41.07 (23.2% above fair value)
Industry Position: 91.7% below the Banks median (#1123 of 1505)
No single metric tells the full story. See the BSRR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
65GF Score
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