BSRR (Sierra Bancorp) Change In Receivables: $6.4 Mil (TTM As of Jun. 2026)

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BSRR Sierra Bancorp BSRR
65 GF Score
Price $41.01
GF Value $34.74
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sierra Bancorp Change In Receivables?

Sierra Bancorp BSRR +0.27% 65 Change In Receivables is $6.4 Mil as of Jun. 2026. GuruFocus rates BSRR with a GF Score™ of 65/100 and a GF Value™ of $34.74 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Sierra Bancorp's change in receivables for the quarter that ended in Jun. 2026 was $-0.9 Mil. It means Sierra Bancorp's Accounts Receivable increased by $0.9 Mil from Mar. 2026 to Jun. 2026 .

Sierra Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $3.9 Mil. It means Sierra Bancorp's Accounts Receivable declined by $3.9 Mil from Dec. 2024 to Dec. 2025 .

Sierra Bancorp's Accounts Receivable for the quarter that ended in Jun. 2026 was $0.0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Sierra Bancorp's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Sierra Bancorp's liquidation value for the three months ended in Jun. 2026 was $-2,754.6 Mil.


Sierra Bancorp  (NAS:BSRR) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Sierra Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/36.882*91
=0.00

2. In Ben Graham's calculation of liquidation value, Sierra Bancorp's accounts receivable are only considered to be worth 75% of book value:

Sierra Bancorp's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=599.15-3353.714+0.75 * 0+0.5 * 0
=-2,754.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sierra Bancorp Change In Receivables Related Terms


Sierra Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Sierra Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sierra Bancorp Change In Receivables Chart

Sierra Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.44 -29.28 -20.53 -9.39 3.93

Sierra Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.42 4.21 2.41 0.64 -0.88
BSRR
65GF Score
Sierra Bancorp BSRR
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Sierra Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $6.4 Mil mean?
Sierra Bancorp (BSRR) has a Change In Receivables of $6.4 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Sierra Bancorp and its competitors.
Is Sierra Bancorp's Change In Receivables too high?
Sierra Bancorp's current Change In Receivables is $6.4 Mil. Overall, Sierra Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sierra Bancorp's Change In Receivables compare to HBCP and FBIZ?
Sierra Bancorp's Change In Receivables of $6.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Sierra Bancorp and its competitors. Sierra Bancorp's current Change In Receivables is $6.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sierra Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sierra Bancorp (BSRR) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.74, compared to a current price of $41.01 — trading 18% above its estimated fair value. The current Change In Receivables is $6.4 Mil. Sierra Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Sierra Bancorp (BSRR), the current Change In Receivables is $6.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sierra Bancorp (BSRR) Overvalued in 2026?

Based on GuruFocus' analysis, Sierra Bancorp stock appears to be overvalued. The current stock price of $41.01 is trading 18% above its estimated GF Value™ of $34.74. GuruFocus considers Sierra Bancorp to be Modestly Overvalued.

Key valuation signals for BSRR:

  • Change In Receivables: $6.4 Mil
  • GF Value™: $34.74 vs. price of $41.01 (18% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the BSRR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sierra Bancorp Business Description

Address 86 North Main Street, P.O. Box 1930, Porterville, CA, USA, 93257
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
65GF Score

Get the complete analysis for BSRR

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.01
Price
$34.74
GF Value