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BSRR (Sierra Bancorp) Cyclically Adjusted PB Ratio : 1.20 (As of May. 30, 2025)


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What is Sierra Bancorp Cyclically Adjusted PB Ratio?

As of today (2025-05-30), Sierra Bancorp's current share price is $27.64. Sierra Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $23.07. Sierra Bancorp's Cyclically Adjusted PB Ratio for today is 1.20.

The historical rank and industry rank for Sierra Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

BSRR' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.75   Med: 1.41   Max: 2.21
Current: 1.2

During the past years, Sierra Bancorp's highest Cyclically Adjusted PB Ratio was 2.21. The lowest was 0.75. And the median was 1.41.

BSRR's Cyclically Adjusted PB Ratio is ranked worse than
60.76% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs BSRR: 1.20

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sierra Bancorp's adjusted book value per share data for the three months ended in Mar. 2025 was $25.455. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $23.07 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sierra Bancorp Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Sierra Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sierra Bancorp Cyclically Adjusted PB Ratio Chart

Sierra Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.46 1.47 1.05 1.06 1.28

Sierra Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 1.01 1.29 1.28 1.21

Competitive Comparison of Sierra Bancorp's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Sierra Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sierra Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sierra Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sierra Bancorp's Cyclically Adjusted PB Ratio falls into.


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Sierra Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Sierra Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=27.64/23.07
=1.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sierra Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Sierra Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=25.455/134.9266*134.9266
=25.455

Current CPI (Mar. 2025) = 134.9266.

Sierra Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201506 13.883 100.684 18.605
201509 14.119 100.392 18.976
201512 14.361 99.792 19.417
201603 14.639 100.470 19.659
201606 14.927 101.688 19.806
201609 15.122 101.861 20.031
201612 14.944 101.863 19.795
201703 15.215 102.862 19.958
201706 15.624 103.349 20.398
201709 15.830 104.136 20.511
201712 16.813 104.011 21.810
201803 16.746 105.290 21.460
201806 17.056 106.317 21.646
201809 17.228 106.507 21.825
201812 17.845 105.998 22.715
201903 18.533 107.251 23.315
201906 19.360 108.070 24.171
201909 19.848 108.329 24.721
201912 20.235 108.420 25.182
202003 21.031 108.902 26.057
202006 21.552 108.767 26.735
202009 21.917 109.815 26.929
202012 22.348 109.897 27.438
202103 22.580 111.754 27.262
202106 23.213 114.631 27.323
202109 23.695 115.734 27.624
202112 23.739 117.630 27.230
202203 21.589 121.301 24.014
202206 19.816 125.017 21.387
202209 19.559 125.227 21.074
202212 20.012 125.222 21.563
202303 20.398 127.348 21.612
202306 20.901 128.729 21.907
202309 21.008 129.860 21.828
202312 22.854 129.419 23.827
202403 23.564 131.776 24.127
202406 24.194 132.554 24.627
202409 24.884 133.029 25.239
202412 25.121 133.157 25.455
202503 25.455 134.927 25.455

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Sierra Bancorp  (NAS:BSRR) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Sierra Bancorp Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Sierra Bancorp's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Sierra Bancorp Business Description

Industry
Traded in Other Exchanges
N/A
Address
86 North Main Street, P.O. Box 1930, Porterville, CA, USA, 93257
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. it offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
Executives
Vonn R Christenson director 86 N MAIN STREET, PORTERVILLE CA 93257
Michele M Gil director 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Michael Olague officer: EVP/Chief Banking Officer 86 N MAIN STREET, PORTERVILLE CA 93257
Julie G Castle director 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Morris A Tharp director 86 N MAIN ST, PORTERVILLE CA 93257
Albert L Berra director 721 W OLIVE AVENUE, PORTERVILLE CA 93257
Cindy L Dabney officer: SVP/Chief Accounting Officer 86 NORTH MAIN STREET, PORTERVILLE CA 93257
James C Holly director
Kevin J Mcphaill officer: President/CEO 86 N MAIN STREET, PORTERVILLE CA 93257
Susan M Abundis director 86 NORTH MAIN STREET, POTERVILLE CA 93257
Natalia M Coen officer: EVP/CRO 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Laurence S Dutto director 86 N MAIN STREET, PORTERVILLE CA 93257
Gordon T Woods director 200 E HENDERSON, PORTERVILLE CA 93258
Ermina Karim director 86 NORTH MAIN STREET, PORTERVILLE CA 93257
Lynda Scearcy director 86 N. MAIN STREET, PORTERVILLE CA 93257