BSRR (Sierra Bancorp) Long-Term Debt: $140.6 Mil (As of Mar. 2026)

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BSRR Sierra Bancorp BSRR
63 GF Score
Price $41.13
GF Value $33.56
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sierra Bancorp Long-Term Debt?

Sierra Bancorp BSRR -0.51% 63 Long-Term Debt is $140.6 Mil as of Mar. 2026. GuruFocus rates BSRR with a GF Score™ of 63/100 and a GF Value™ of $33.56 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Sierra Bancorp's Long-Term Debt for the quarter that ended in Mar. 2026 was $140.6 Mil.

Sierra Bancorp's quarterly Long-Term Debt increased from Sep. 2025 ($165.4 Mil) to Dec. 2025 ($165.5 Mil) but then declined from Dec. 2025 ($165.5 Mil) to Mar. 2026 ($140.6 Mil).

Sierra Bancorp's annual Long-Term Debt increased from Dec. 2023 ($165.0 Mil) to Dec. 2024 ($165.2 Mil) and increased from Dec. 2024 ($165.2 Mil) to Dec. 2025 ($165.5 Mil).

Sierra Bancorp  (NAS:BSRR) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Sierra Bancorp Long-Term Debt Related Terms

Sierra Bancorp Long-Term Debt Historical Data

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The historical data trend for Sierra Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sierra Bancorp Long-Term Debt Chart

Sierra Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 84.44 84.70 164.96 165.23 165.50

Sierra Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 165.30 165.37 165.43 165.50 140.57
BSRR
63GF Score
Sierra Bancorp BSRR
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $140.6 Mil mean?
Sierra Bancorp (BSRR) has a Long-Term Debt of $140.6 Mil as of Mar. 2026.
Is Sierra Bancorp's Long-Term Debt too high?
Sierra Bancorp's current Long-Term Debt is $140.6 Mil. Overall, Sierra Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sierra Bancorp's Long-Term Debt compare to FBIZ and HBCP?
Sierra Bancorp's Long-Term Debt of $140.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Sierra Bancorp's current Long-Term Debt is $140.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sierra Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sierra Bancorp (BSRR) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.56, compared to a current price of $41.13 — trading 22.6% above its estimated fair value. The current Long-Term Debt is $140.6 Mil. Sierra Bancorp's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Sierra Bancorp (BSRR), the current Long-Term Debt is $140.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sierra Bancorp (BSRR) Overvalued in 2026?

Based on GuruFocus' analysis, Sierra Bancorp stock appears to be overvalued. The current stock price of $41.13 is trading 22.6% above its estimated GF Value™ of $33.56. GuruFocus considers Sierra Bancorp to be Modestly Overvalued.

Key valuation signals for BSRR:

  • Long-Term Debt: $140.6 Mil
  • GF Value™: $33.56 vs. price of $41.13 (22.6% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the BSRR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sierra Bancorp Business Description

Address 86 North Main Street, P.O. Box 1930, Porterville, CA, USA, 93257
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
63GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.13
Price
$33.56
GF Value