BSRR (Sierra Bancorp) Net Loan: $2,445.5 Mil (As of Mar. 2026)

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BSRR Sierra Bancorp BSRR
64 GF Score
Price $40.76
GF Value $33.79
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sierra Bancorp Net Loan?

Sierra Bancorp BSRR +0.25% 64 Net Loan is $2,445.5 Mil as of Mar. 2026. GuruFocus rates BSRR with a GF Score™ of 64/100 and a GF Value™ of $33.79 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Sierra Bancorp's quarterly net loan increased from Sep. 2025 ($2,466.6 Mil) to Dec. 2025 ($2,550.4 Mil) but then declined from Dec. 2025 ($2,550.4 Mil) to Mar. 2026 ($2,445.5 Mil).

Sierra Bancorp's annual net loan increased from Dec. 2023 ($2,091.9 Mil) to Dec. 2024 ($2,550.4 Mil) and increased from Dec. 2024 ($2,550.4 Mil) to Dec. 2025 ($2,445.5 Mil).

Sierra Bancorp Net Loan Historical Data

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The historical data trend for Sierra Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sierra Bancorp Net Loan Chart

Sierra Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,984.01 2,054.76 2,091.88 2,331.60 2,550.37

Sierra Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,412.93 2,466.61 2,550.37 2,445.54 2,432.46
BSRR
64GF Score
Sierra Bancorp BSRR
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Sierra Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $2,445.5 Mil mean?
Sierra Bancorp (BSRR) has a Net Loan of $2,445.5 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Sierra Bancorp and its competitors.
Is Sierra Bancorp's Net Loan too high?
Sierra Bancorp's current Net Loan is $2,445.5 Mil. Overall, Sierra Bancorp has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sierra Bancorp's Net Loan compare to HBCP and FBIZ?
Sierra Bancorp's Net Loan of $2,445.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Sierra Bancorp and its competitors. Sierra Bancorp's current Net Loan is $2,445.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sierra Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sierra Bancorp (BSRR) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.79, compared to a current price of $40.76 — trading 20.6% above its estimated fair value. The current Net Loan is $2,445.5 Mil. Sierra Bancorp's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Sierra Bancorp (BSRR), the current Net Loan is $2,445.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sierra Bancorp (BSRR) Overvalued in 2026?

Based on GuruFocus' analysis, Sierra Bancorp stock appears to be overvalued. The current stock price of $40.76 is trading 20.6% above its estimated GF Value™ of $33.79. GuruFocus considers Sierra Bancorp to be Modestly Overvalued.

Key valuation signals for BSRR:

  • Net Loan: $2,445.5 Mil
  • GF Value™: $33.79 vs. price of $40.76 (20.6% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the BSRR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sierra Bancorp Business Description

Address 86 North Main Street, P.O. Box 1930, Porterville, CA, USA, 93257
Sierra Bancorp is a California-based bank holding company, which offers a range of retail and commercial banking services. It offers a wide range of deposit products and services for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's lending activities cover real estate, commercial (including small business), mortgage warehouse, agricultural and consumer loans, and also offers commercial construction loans and multifamily and agricultural credit facilities among other types of real estate loans.
64GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.76
Price
$33.79
GF Value