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Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.
Peoples Bancorp of North Carolina's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 127.45
, which is higher than
124.09 for the pervious quarter ended in Dec. 2025.
Peoples Bancorp of North Carolina's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 124.09
, which is higher than
122.33 for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Peoples Bancorp of North Carolina's Construction Loans (USD Mil) or its related term are showing as below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Bancorp of North Carolina Construction Loans (USD Mil) Chart
PEBK vs CZWI, INBK, CMTV: Construction Loans (USD Mil) Comparison
For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Construction Loans (USD Mil) of 127.45 mean?
Peoples Bancorp of North Carolina (PEBK) has a Construction Loans (USD Mil) of 127.45 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Peoples Bancorp of North Carolina and its competitors.
Is Peoples Bancorp of North Carolina's Construction Loans (USD Mil) too high?
Peoples Bancorp of North Carolina's current Construction Loans (USD Mil) is 127.45. Overall, Peoples Bancorp of North Carolina has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp of North Carolina's Construction Loans (USD Mil) compare to CZWI and INBK?
Peoples Bancorp of North Carolina's Construction Loans (USD Mil) of 127.45 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Peoples Bancorp of North Carolina and its competitors. Peoples Bancorp of North Carolina's current Construction Loans (USD Mil) is 127.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp of North Carolina stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina (PEBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.38, compared to a current price of $44.20 — trading 36.5% above its estimated fair value. The current Construction Loans (USD Mil) is 127.45. Peoples Bancorp of North Carolina's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Peoples Bancorp of North Carolina (PEBK), the current Construction Loans (USD Mil) is 127.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Bancorp of North Carolina (PEBK) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina stock appears to be overvalued.
The current stock price of $44.20 is trading 36.5% above its estimated GF Value™ of $32.38.
GuruFocus considers Peoples Bancorp of North Carolina to be Significantly Overvalued.
Key valuation signals for PEBK:
Construction Loans (USD Mil): 127.45
GF Value™: $32.38 vs. price of $44.20 (36.5% above fair value)
No single metric tells the full story. See the PEBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
64GF Score
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