Regency Fincorp (BOM:540175) OCF Yield %: 7.87 (As of Jul. 30, 2026)

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BOM:540175 Regency Fincorp Ltd BOM:540175
70 GF Score
Price ₹43.07
GF Value ₹35.91
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Regency Fincorp OCF Yield %?

Regency Fincorp BOM:540175 +2.26% 70 OCF Yield % is 7.87 as of Jul. 30, 2026. GuruFocus rates BOM:540175 with a GF Score™ of 70/100 and a GF Value™ of ₹35.91 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 542 Credit Services companies, Regency Fincorp ranks better than 67.71% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Regency Fincorp's Trailing 12-Month Cash Flow from Operations is ₹0.0 Mil, and Market Cap is ₹3,453.0 Mil. Therefore, Regency Fincorp's OCF Yield % for today is 7.87%.

The historical rank and industry rank for Regency Fincorp's OCF Yield % or its related term are showing as below:

BOM:540175' s OCF Yield % Range Over the Past 10 Years
Min: 7.87   Med: 0   Max: 7.87
Current: 7.87


During the past 13 years, the highest OCF Yield % of Regency Fincorp was 7.87%. The lowest was 7.87%. And the median was %.

BOM:540175's OCF Yield % is ranked better than
67.71% of 542 companies
in the Credit Services industry
Industry Median: 0.035 vs BOM:540175: 7.87

Regency Fincorp's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Regency Fincorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Regency Fincorp OCF Yield % Related Terms


Regency Fincorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for Regency Fincorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regency Fincorp OCF Yield % Chart

Regency Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.22 139.83 22.83 6.35 13.89

Regency Fincorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:540175 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Regency Fincorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regency Fincorp OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Regency Fincorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Regency Fincorp's OCF Yield % falls into.


BOM:540175
70GF Score
Regency Fincorp Ltd BOM:540175
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regency Fincorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Regency Fincorp's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=269.314 / 1938.53478
=13.89%

Regency Fincorp's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 3195.61606
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 7.87 mean?
Regency Fincorp (BOM:540175) has a OCF Yield % of 7.87 as of Jul. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Regency Fincorp and its competitors. Over the past decade, Regency Fincorp's OCF Yield % has ranged from 7.87 to 7.87. According to the industry distribution chart, Regency Fincorp ranks #175 out of 542 companies in the Credit Services industry, placing it in the top 32.3%.
Is Regency Fincorp's OCF Yield % too high?
Regency Fincorp's current OCF Yield % is 7.87. Over the past 10 years, this metric has ranged from a low of 7.87 to a high of 7.87. The Credit Services industry median OCF Yield % is 0.04. Regency Fincorp's value of 7.87 is 22385.7% above this industry median. Based on the distribution chart, Regency Fincorp ranks #175 out of 542 companies in the Credit Services industry, which is above the industry midpoint. Overall, Regency Fincorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regency Fincorp's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Regency Fincorp ranks #175 out of 542 companies for OCF Yield %. This puts Regency Fincorp in the upper half of its industry. The industry median OCF Yield % is 0.04. Regency Fincorp's value of 7.87 is 22385.7% above this benchmark. Historically, Regency Fincorp's own OCF Yield % has ranged from 7.87 to 7.87 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.04, based on 542 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regency Fincorp's current OCF Yield % of 7.87 is 22385.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Regency Fincorp and its competitors. For the Credit Services industry, the median OCF Yield % is 0.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regency Fincorp's current OCF Yield % is 7.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Regency Fincorp (BOM:540175) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.91, compared to a current price of ₹43.07 — trading 19.9% above its estimated fair value. The current OCF Yield % is 7.87 and 22385.7% above the Credit Services industry median of 0.04. Regency Fincorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Regency Fincorp (BOM:540175), the current OCF Yield % is 7.87 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regency Fincorp (BOM:540175) Overvalued in 2026?

Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued. The current stock price of ₹43.07 is trading 19.9% above its estimated GF Value™ of ₹35.91. GuruFocus considers Regency Fincorp to be Modestly Overvalued.

Key valuation signals for BOM:540175:

  • OCF Yield %: 7.87
  • GF Value™: ₹35.91 vs. price of ₹43.07 (19.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 22385.7% above the Credit Services median (#175 of 542)

No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regency Fincorp Business Description

Address Chandigarh Ambala Highway, Unit No. 57-58, 4th Floor, Sushma Infinium, Zirakpur Mohali, PB, IND, 140603
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
70GF Score

Get the complete analysis for BOM:540175

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹43.07
Price
₹35.91
GF Value