Hansard GlobalHNRDF 37 Current Ratio is 2.14 as of Dec. 2025, which is 23% below its 10-year median of 2.78. GuruFocus rates HNRDF with a GF Score™ of 37/100 and a GF Value™ of $1.10. The stock has 8 warning signs investors should review. Among 67 Insurance companies, Hansard Global ranks better than 70.15% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Hansard Global's current ratio for the quarter that ended in Dec. 2025 was 2.14.
Hansard Global has a current ratio of 2.14. It generally indicates good short-term financial strength.
The historical rank and industry rank for Hansard Global's Current Ratio or its related term are showing as below:
HNRDF'
s Current Ratio Range Over the Past 10 Years
Min: 1.29 Med: 2.78 Max: 6.79
Current: 2.14
During the past 13 years, Hansard Global's highest Current Ratio was 6.79. The lowest was 1.29. And the median was 2.78.
HNRDF's Current Ratio is ranked better than 70.15% of 67
companies
in the Insurance industry
Industry Median: 1.67
vs HNRDF: 2.14
Hansard Global (OTCPK:HNRDF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Hansard Global Current Ratio Related Terms
Hansard Global Current Ratio Historical Data
* Premium members only.
The historical data trend for Hansard Global's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Hansard Global's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's Current Ratio distribution charts can be found below:
* The bar in red indicates where Hansard Global's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hansard Global (HNRDF) has a Current Ratio of 2.14 as of Dec. 2025. This is 23% below median its historical median of 2.78. Over the past decade, Hansard Global's Current Ratio has ranged from 1.29 to 6.79. According to the industry distribution chart, Hansard Global ranks #20 out of 67 companies in the Insurance industry, placing it in the top 29.9%.
Is Hansard Global's Current Ratio too high?
Hansard Global's current Current Ratio of 2.14 is 23% below median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 6.79. The Insurance industry median Current Ratio is 1.67. Hansard Global's value of 2.14 is 28.1% above this industry median. Based on the distribution chart, Hansard Global ranks #20 out of 67 companies in the Insurance industry, which is above the industry midpoint. Overall, Hansard Global has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Current Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #20 out of 67 companies for Current Ratio. This puts Hansard Global in the upper half of its industry. The industry median Current Ratio is 1.67. Hansard Global's value of 2.14 is 28.1% above this benchmark. Historically, Hansard Global's own Current Ratio has ranged from 1.29 to 6.79 over the past decade. While the company's 10-year median is 2.78 vs. the industry median of 1.67, Hansard Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.67, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hansard Global's current Current Ratio of 2.14 is 28.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current Current Ratio is 2.14, which is 23% below median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Current Ratio of 2.14. The stock's GF Value™ is $1.10, compared to a current price of $0.61 — trading 44.5% below its estimated fair value. The current Current Ratio is 2.14, which is 23% below median its 10-year median of 2.78 and 28.1% above the Insurance industry median of 1.67. Hansard Global's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Current Ratio is 2.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 44.5% below its estimated GF Value™ of $1.10.
Key valuation signals for HNRDF:
Current Ratio: 2.14 (23% below median its 10-year median of 2.78)
GF Value™: $1.10 vs. price of $0.61 (44.5% below fair value)
Industry Position: 28.1% above the Insurance median (#20 of 67)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
37GF Score
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