Hansard GlobalHNRDF 37 Pretax Margin % is 10.40% as of Dec. 2025, which is 1% below its 10-year median of 10.48. GuruFocus rates HNRDF with a GF Score™ of 37/100 and a GF Value™ of $1.10. The stock has 8 warning signs investors should review. Among 506 Insurance companies, Hansard Global ranks worse than 67.19% on this metric.
The historical rank and industry rank for Hansard Global's Pretax Margin % or its related term are showing as below:
HNRDF'
s Pretax Margin % Range Over the Past 10 Years
Min: 3.73 Med: 10.48 Max: 16.37
Current: 7.88
HNRDF's Pretax Margin % is ranked worse than 67.19% of 506
companies
in the Insurance industry
Industry Median: 12.02
vs HNRDF: 7.88
Hansard Global (OTCPK:HNRDF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Hansard Global Pretax Margin % Related Terms
Hansard Global Pretax Margin % Historical Data
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The historical data trend for Hansard Global's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HNRDF vs AFL, MET, PRU: Pretax Margin % Comparison
For the Insurance - Life subindustry, Hansard Global's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Hansard Global's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hansard Global (HNRDF) has a Pretax Margin % of 10.40% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hansard Global and its competitors. This is near median its historical median of 10.48. Over the past decade, Hansard Global's Pretax Margin % has ranged from 3.73 to 16.37. According to the industry distribution chart, Hansard Global ranks #340 out of 506 companies in the Insurance industry, placing it in the top 67.2%.
Is Hansard Global's Pretax Margin % too high?
Hansard Global's current Pretax Margin % of 10.40% is near median its 10-year median of 10.48. Over the past 10 years, this metric has ranged from a low of 3.73 to a high of 16.37. The Insurance industry median Pretax Margin % is 12.02. Hansard Global's value of 10.40% is 13.5% below this industry median. Based on the distribution chart, Hansard Global ranks #340 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Hansard Global has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #340 out of 506 companies for Pretax Margin %. This places Hansard Global in the lower half of its industry. The industry median Pretax Margin % is 12.02. Hansard Global's value of 10.40% is 13.5% below this benchmark. Historically, Hansard Global's own Pretax Margin % has ranged from 3.73 to 16.37 over the past decade. While the company's 10-year median is 10.48 vs. the industry median of 12.02, Hansard Global has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hansard Global's current Pretax Margin % of 10.40% is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hansard Global and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current Pretax Margin % is 10.40%, which is near median its own 10-year median of 10.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Pretax Margin % of 10.40%. The stock's GF Value™ is $1.10, compared to a current price of $0.61 — trading 44.5% below its estimated fair value. The current Pretax Margin % is 10.40%, which is near median its 10-year median of 10.48 and 13.5% below the Insurance industry median of 12.02. Hansard Global's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Pretax Margin % is 10.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 44.5% below its estimated GF Value™ of $1.10.
Key valuation signals for HNRDF:
Pretax Margin %: 10.40% (near median its 10-year median of 10.48)
GF Value™: $1.10 vs. price of $0.61 (44.5% below fair value)
Industry Position: 13.5% below the Insurance median (#340 of 506)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
37GF Score
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