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Hansard GlobalHNRDF 45 Return-on-Tangible-Asset is 0.38% as of Dec. 2025, which is at its 10-year median of 0.38. GuruFocus rates HNRDF with a GF Score™ of 45/100 and a GF Value™ of $1.06. The stock has 8 warning signs investors should review. Among 507 Insurance companies, Hansard Global ranks worse than 86.39% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Hansard Global's annualizedNet Income for the quarter that ended in Dec. 2025 was $6.96 Mil. Hansard Global's average total tangible assets for the quarter that ended in Dec. 2025 was $1,850.35 Mil. Therefore, Hansard Global's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.38%.
The historical rank and industry rank for Hansard Global's Return-on-Tangible-Asset or its related term are showing as below:
HNRDF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.13 Med: 0.38 Max: 0.75
Current: 0.29
During the past 13 years, Hansard Global's highest Return-on-Tangible-Asset was 0.75%. The lowest was 0.13%. And the median was 0.38%.
HNRDF's Return-on-Tangible-Asset is ranked worse than 86.39% of 507
companies
in the Insurance industry
Industry Median: 2.75
vs HNRDF: 0.29
Hansard Global (OTCPK:HNRDF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Hansard Global Return-on-Tangible-Asset Related Terms
Hansard Global Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Hansard Global's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HNRDF vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Hansard Global's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Hansard Global's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.38% mean?
Hansard Global (HNRDF) has a Return-on-Tangible-Asset of 0.38% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hansard Global and its competitors. This is near median its historical median of 0.38. Over the past decade, Hansard Global's Return-on-Tangible-Asset has ranged from 0.13 to 0.75. According to the industry distribution chart, Hansard Global ranks #438 out of 507 companies in the Insurance industry, placing it in the top 86.4%.
Is Hansard Global's Return-on-Tangible-Asset too high?
Hansard Global's current Return-on-Tangible-Asset of 0.38% is near median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.75. The Insurance industry median Return-on-Tangible-Asset is 2.75. Hansard Global's value of 0.38% is 86.2% below this industry median. Based on the distribution chart, Hansard Global ranks #438 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hansard Global has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Return-on-Tangible-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #438 out of 507 companies for Return-on-Tangible-Asset. This places Hansard Global in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.75. Hansard Global's value of 0.38% is 86.2% below this benchmark. Historically, Hansard Global's own Return-on-Tangible-Asset has ranged from 0.13 to 0.75 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 2.75, Hansard Global has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.75, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hansard Global's current Return-on-Tangible-Asset of 0.38% is 86.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hansard Global and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current Return-on-Tangible-Asset is 0.38%, which is near median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Return-on-Tangible-Asset of 0.38%. The stock's GF Value™ is $1.06, compared to a current price of $0.61 — trading 42.5% below its estimated fair value. The current Return-on-Tangible-Asset is 0.38%, which is near median its 10-year median of 0.38 and 86.2% below the Insurance industry median of 2.75. Hansard Global's overall GF Score™ is 45/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Return-on-Tangible-Asset is 0.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 42.5% below its estimated GF Value™ of $1.06.
Key valuation signals for HNRDF:
Return-on-Tangible-Asset: 0.38% (near median its 10-year median of 0.38)
GF Value™: $1.06 vs. price of $0.61 (42.5% below fair value)
Industry Position: 86.2% below the Insurance median (#438 of 507)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
45GF Score
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