HNRDF (Hansard Global) Moat Score: 4/10 (As of Jul. 02, 2026)


HNRDF Hansard Global PLC HNRDF
43 GF Score
Price $0.61
GF Value $1.10
! 8 Warning Signs
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What is Hansard Global Moat Score?

Hansard Global HNRDF 43 Moat Score is 4 as of Jul. 02, 2026. GuruFocus rates HNRDF with a GF Score™ of 43/100 and a GF Value™ of $1.10. The stock has 8 warning signs investors should review. Among 599 Insurance companies, Hansard Global ranks better than 79.63% on this metric.

Hansard Global has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Hansard Global has Narrow Moat: Hansard Global PLC has a discernible but modest moat. It benefits from regulatory barriers in the insurance sector and a stable customer base. However, it lacks strong brand strength, significant intellectual property, and network effects, limiting its competitive advantage.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Hansard Global might have Narrow Moat - Discernible but modest moat.

Hansard Global  (OTCPK:HNRDF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Hansard Global Moat Score Related Terms

HNRDF vs AFL, MET, PRU: Moat Score Comparison

For the Insurance - Life subindustry, Hansard Global's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hansard Global Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Hansard Global's Moat Score distribution charts can be found below:

* The bar in red indicates where Hansard Global's Moat Score falls into.


HNRDF
43GF Score
Hansard Global PLC HNRDF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Hansard Global (HNRDF) has a Moat Score of 4 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Hansard Global ranks #122 out of 599 companies in the Insurance industry, placing it in the top 20.4%.
Is Hansard Global's Moat Score too high?
Hansard Global's current Moat Score is 4. Based on the distribution chart, Hansard Global ranks #122 out of 599 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hansard Global has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Moat Score compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #122 out of 599 companies for Moat Score. This places Hansard Global in the top 20% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Hansard Global's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Moat Score of 4. The stock's GF Value™ is $1.10, compared to a current price of $0.61 — trading 44.5% below its estimated fair value. The current Moat Score is 4. Hansard Global's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Moat Score is 4 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hansard Global (HNRDF) Overvalued in 2026?

Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued. The current stock price of $0.61 is trading 44.5% below its estimated GF Value™ of $1.10.

Key valuation signals for HNRDF:

  • Moat Score: 4
  • GF Value™: $1.10 vs. price of $0.61 (44.5% below fair value)
  • GF Score™: 43/100 with 8 warning signs

No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hansard Global Business Description

Other Exchanges HSDl:UKHSD:UKH9G:Germany
Address 55 Athol Street, Box 192, Douglas, IMN, IM99 1QL
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
43GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.61
Price
$1.10
GF Value