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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Hansard Global's Debt-to-EBITDA or its related term are showing as below:
HNRDF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.25 Med: -0.02 Max: 0.13
Current: -0.02
During the past 13 years, the highest Debt-to-EBITDA Ratio of Hansard Global was 0.13. The lowest was -0.25. And the median was -0.02.
HNRDF's Debt-to-EBITDA is ranked worse than 100% of 320
companies
in the Insurance industry
Industry Median: 1.19
vs HNRDF: -0.02
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Hansard Global Debt-to-EBITDA Related Terms
Hansard Global Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Hansard Global's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Hansard Global's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Hansard Global's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Hansard Global (HNRDF) has a Debt-to-EBITDA of -0.01 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hansard Global. According to the industry distribution chart, Hansard Global ranks #999999 out of 320 companies in the Insurance industry.
Is Hansard Global's Debt-to-EBITDA too high?
Hansard Global's current Debt-to-EBITDA is -0.01. Based on the distribution chart, Hansard Global ranks #999999 out of 320 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hansard Global has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Debt-to-EBITDA compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #999999 out of 320 companies for Debt-to-EBITDA. This places Hansard Global in the lower half of its industry. The industry median Debt-to-EBITDA is 1.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hansard Global. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current Debt-to-EBITDA is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Debt-to-EBITDA of -0.01. The stock's GF Value™ is $1.05, compared to a current price of $0.61 — trading 41.9% below its estimated fair value. The current Debt-to-EBITDA is -0.01. Hansard Global's overall GF Score™ is 45/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Debt-to-EBITDA is -0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 41.9% below its estimated GF Value™ of $1.05.
Key valuation signals for HNRDF:
Debt-to-EBITDA: -0.01
GF Value™: $1.05 vs. price of $0.61 (41.9% below fair value)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
45GF Score
Get the complete analysis for HNRDF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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