Hansard GlobalHNRDF 37 ROA % is 0.37% as of Dec. 2025, which is 3% below its 10-year median of 0.38. GuruFocus rates HNRDF with a GF Score™ of 37/100 and a GF Value™ of $1.06. The stock has 8 warning signs investors should review. Among 506 Insurance companies, Hansard Global ranks worse than 86.56% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Hansard Global's annualizedNet Income for the quarter that ended in Dec. 2025 was $6.96 Mil.
Hansard Global's average Total Assets over the quarter that ended in Dec. 2025 was $1,879.60 Mil. Therefore, Hansard Global's annualized ROA % for the quarter that ended in Dec. 2025 was 0.37%.
The historical rank and industry rank for Hansard Global's ROA % or its related term are showing as below:
HNRDF'
s ROA % Range Over the Past 10 Years
Min: 0.13 Med: 0.38 Max: 0.75
Current: 0.29
During the past 13 years, Hansard Global's highest ROA % was 0.75%. The lowest was 0.13%. And the median was 0.38%.
HNRDF's ROA % is ranked worse than 86.56% of 506
companies
in the Insurance industry
Industry Median: 2.7
vs HNRDF: 0.29
Hansard Global (OTCPK:HNRDF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Hansard Global ROA % Related Terms
Hansard Global ROA % Historical Data
* Premium members only.
The historical data trend for Hansard Global's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Hansard Global's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's ROA % distribution charts can be found below:
* The bar in red indicates where Hansard Global's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Hansard Global (HNRDF) has a ROA % of 0.37% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Hansard Global and its competitors. This is near median its historical median of 0.38. Over the past decade, Hansard Global's ROA % has ranged from 0.13 to 0.75. According to the industry distribution chart, Hansard Global ranks #438 out of 506 companies in the Insurance industry, placing it in the top 86.6%.
Is Hansard Global's ROA % too high?
Hansard Global's current ROA % of 0.37% is near median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.75. The Insurance industry median ROA % is 2.70. Hansard Global's value of 0.37% is 86.3% below this industry median. Based on the distribution chart, Hansard Global ranks #438 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hansard Global has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #438 out of 506 companies for ROA %. This places Hansard Global in the lower half of its industry. The industry median ROA % is 2.70. Hansard Global's value of 0.37% is 86.3% below this benchmark. Historically, Hansard Global's own ROA % has ranged from 0.13 to 0.75 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 2.70, Hansard Global has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.70, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hansard Global's current ROA % of 0.37% is 86.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Hansard Global and its competitors. For the Insurance industry, the median ROA % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current ROA % is 0.37%, which is near median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current ROA % of 0.37%. The stock's GF Value™ is $1.06, compared to a current price of $0.61 — trading 42.5% below its estimated fair value. The current ROA % is 0.37%, which is near median its 10-year median of 0.38 and 86.3% below the Insurance industry median of 2.70. Hansard Global's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Hansard Global (HNRDF), the current ROA % is 0.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 42.5% below its estimated GF Value™ of $1.06.
Key valuation signals for HNRDF:
ROA %: 0.37% (near median its 10-year median of 0.38)
GF Value™: $1.06 vs. price of $0.61 (42.5% below fair value)
Industry Position: 86.3% below the Insurance median (#438 of 506)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
37GF Score
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