Hansard GlobalHNRDF 37 Gross Margin % is 74.00% as of Dec. 2025, which is 5% below its 10-year median of 77.56. GuruFocus rates HNRDF with a GF Score™ of 37/100 and a GF Value™ of $1.06. The stock has 8 warning signs investors should review. Among 59 Insurance companies, Hansard Global ranks better than 81.36% on this metric.
The historical rank and industry rank for Hansard Global's Gross Margin % or its related term are showing as below:
HNRDF'
s Gross Margin % Range Over the Past 10 Years
Min: 75.1 Med: 77.56 Max: 79.85
Current: 75.96
During the past 13 years, the highestGross Margin % of Hansard Global was 79.85%. The lowest was 75.10%. And the median was 77.56%.
HNRDF's Gross Margin % is ranked better than 81.36% of 59
companies
in the Insurance industry
Industry Median: 42.38
vs HNRDF: 75.96
Hansard Global had a gross margin of 74.00% for the quarter that ended in Dec. 2025 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Hansard Global was -0.60% per year.
Hansard Global (OTCPK:HNRDF) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Hansard Global had a gross margin of 74.00% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Hansard Global Gross Margin % Related Terms
Hansard Global Gross Margin % Historical Data
* Premium members only.
The historical data trend for Hansard Global's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Hansard Global's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global Gross Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Hansard Global's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Hansard Global (HNRDF) has a Gross Margin % of 74.00% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Hansard Global and its competitors. This is near median its historical median of 77.56. Over the past decade, Hansard Global's Gross Margin % has ranged from 75.10 to 79.85. According to the industry distribution chart, Hansard Global ranks #11 out of 59 companies in the Insurance industry, placing it in the top 18.6%.
Is Hansard Global's Gross Margin % too high?
Hansard Global's current Gross Margin % of 74.00% is near median its 10-year median of 77.56. Over the past 10 years, this metric has ranged from a low of 75.10 to a high of 79.85. The Insurance industry median Gross Margin % is 42.38. Hansard Global's value of 74.00% is 74.6% above this industry median. Based on the distribution chart, Hansard Global ranks #11 out of 59 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hansard Global has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Gross Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #11 out of 59 companies for Gross Margin %. This places Hansard Global in the top 19% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 42.38. Hansard Global's value of 74.00% is 74.6% above this benchmark. Historically, Hansard Global's own Gross Margin % has ranged from 75.10 to 79.85 over the past decade. While the company's 10-year median is 77.56 vs. the industry median of 42.38, Hansard Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for an Insurance company?
The median Gross Margin % among Insurance companies is 42.38, based on 59 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hansard Global's current Gross Margin % of 74.00% is 74.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Hansard Global and its competitors. For the Insurance industry, the median Gross Margin % is 42.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current Gross Margin % is 74.00%, which is near median its own 10-year median of 77.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Gross Margin % of 74.00%. The stock's GF Value™ is $1.06, compared to a current price of $0.61 — trading 42.5% below its estimated fair value. The current Gross Margin % is 74.00%, which is near median its 10-year median of 77.56 and 74.6% above the Insurance industry median of 42.38. Hansard Global's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Gross Margin % is 74.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 42.5% below its estimated GF Value™ of $1.06.
Key valuation signals for HNRDF:
Gross Margin %: 74.00% (near median its 10-year median of 77.56)
GF Value™: $1.06 vs. price of $0.61 (42.5% below fair value)
Industry Position: 74.6% above the Insurance median (#11 of 59)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
37GF Score
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