Hansard GlobalHNRDF 37 Quick Ratio is 2.14 as of Dec. 2025, which is 23% below its 10-year median of 2.78. GuruFocus rates HNRDF with a GF Score™ of 37/100 and a GF Value™ of $1.06. The stock has 8 warning signs investors should review. Among 65 Insurance companies, Hansard Global ranks better than 70.77% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Hansard Global's quick ratio for the quarter that ended in Dec. 2025 was 2.14.
Hansard Global has a quick ratio of 2.14. It generally indicates good short-term financial strength.
The historical rank and industry rank for Hansard Global's Quick Ratio or its related term are showing as below:
HNRDF'
s Quick Ratio Range Over the Past 10 Years
Min: 1.29 Med: 2.78 Max: 6.79
Current: 2.14
During the past 13 years, Hansard Global's highest Quick Ratio was 6.79. The lowest was 1.29. And the median was 2.78.
HNRDF's Quick Ratio is ranked better than 70.77% of 65
companies
in the Insurance industry
Industry Median: 1.67
vs HNRDF: 2.14
Hansard Global (OTCPK:HNRDF) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Hansard Global Quick Ratio Related Terms
Hansard Global Quick Ratio Historical Data
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The historical data trend for Hansard Global's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Hansard Global's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Hansard Global's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Hansard Global's Quick Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hansard Global (HNRDF) has a Quick Ratio of 2.14 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hansard Global and its competitors. This is 23% below median its historical median of 2.78. Over the past decade, Hansard Global's Quick Ratio has ranged from 1.29 to 6.79. According to the industry distribution chart, Hansard Global ranks #19 out of 65 companies in the Insurance industry, placing it in the top 29.2%.
Is Hansard Global's Quick Ratio too high?
Hansard Global's current Quick Ratio of 2.14 is 23% below median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 6.79. The Insurance industry median Quick Ratio is 1.67. Hansard Global's value of 2.14 is 28.1% above this industry median. Based on the distribution chart, Hansard Global ranks #19 out of 65 companies in the Insurance industry, which is above the industry midpoint. Overall, Hansard Global has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Quick Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #19 out of 65 companies for Quick Ratio. This puts Hansard Global in the upper half of its industry. The industry median Quick Ratio is 1.67. Hansard Global's value of 2.14 is 28.1% above this benchmark. Historically, Hansard Global's own Quick Ratio has ranged from 1.29 to 6.79 over the past decade. While the company's 10-year median is 2.78 vs. the industry median of 1.67, Hansard Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.67, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hansard Global's current Quick Ratio of 2.14 is 28.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hansard Global and its competitors. For the Insurance industry, the median Quick Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current Quick Ratio is 2.14, which is 23% below median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Quick Ratio of 2.14. The stock's GF Value™ is $1.06, compared to a current price of $0.61 — trading 42.5% below its estimated fair value. The current Quick Ratio is 2.14, which is 23% below median its 10-year median of 2.78 and 28.1% above the Insurance industry median of 1.67. Hansard Global's overall GF Score™ is 37/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Quick Ratio is 2.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 42.5% below its estimated GF Value™ of $1.06.
Key valuation signals for HNRDF:
Quick Ratio: 2.14 (23% below median its 10-year median of 2.78)
GF Value™: $1.06 vs. price of $0.61 (42.5% below fair value)
Industry Position: 28.1% above the Insurance median (#19 of 65)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
37GF Score
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