HNRDF (Hansard Global) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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HNRDF Hansard Global PLC HNRDF
45 GF Score
Price $0.61
GF Value $1.06
! 8 Warning Signs
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What is Hansard Global Effective Interest Rate on Debt %?

Hansard Global HNRDF 45 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates HNRDF with a GF Score™ of 45/100 and a GF Value™ of $1.06. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hansard Global's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.00 Mil. Hansard Global's average total debt for the quarter that ended in Dec. 2025 was $3.57 Mil. Therefore, Hansard Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


Hansard Global  (OTCPK:HNRDF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hansard Global Effective Interest Rate on Debt % Related Terms


Hansard Global Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hansard Global's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hansard Global Effective Interest Rate on Debt % Chart

Hansard Global Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Hansard Global Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HNRDF vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison

For the Insurance - Life subindustry, Hansard Global's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hansard Global Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Hansard Global's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hansard Global's Effective Interest Rate on Debt % falls into.


HNRDF
45GF Score
Hansard Global PLC HNRDF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hansard Global Effective Interest Rate on Debt % Calculation

Hansard Global's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  0/( (3.435+3.663)/ 2 )
=-1  *  0/3.549
=0.00 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.181 + 0.254
=3.435

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.256 + 0.407
=3.663

Hansard Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (3.663+3.481)/ 2 )
=-1  *  0/3.572
=0.00 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.256 + 0.407
=3.663

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.079 + 0.402
=3.481

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Hansard Global (HNRDF) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hansard Global and its competitors.
Is Hansard Global's Effective Interest Rate on Debt % too high?
Hansard Global's current Effective Interest Rate on Debt % is 0.00%. Overall, Hansard Global has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's Effective Interest Rate on Debt % compare to AFL and MET?
Hansard Global's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hansard Global and its competitors. Hansard Global's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current Effective Interest Rate on Debt % of 0.00%. The stock's GF Value™ is $1.06, compared to a current price of $0.61 — trading 42.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Hansard Global's overall GF Score™ is 45/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hansard Global (HNRDF), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hansard Global (HNRDF) Overvalued in 2026?

Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued. The current stock price of $0.61 is trading 42.5% below its estimated GF Value™ of $1.06.

Key valuation signals for HNRDF:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $1.06 vs. price of $0.61 (42.5% below fair value)
  • GF Score™: 45/100 with 8 warning signs

No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hansard Global Business Description

Other Exchanges HSDl:UKHSD:UKH9G:Germany
Address 55 Athol Street, Box 192, Douglas, IMN, IM99 1QL
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
45GF Score

Get the complete analysis for HNRDF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.61
Price
$1.06
GF Value