Sancus Lending GroupLSE:LEND Current Ratio is 20.24 as of Dec. 2025, which is 46% above its 10-year median of 13.87. The stock has 9 warning signs investors should review. Among 394 Credit Services companies, Sancus Lending Group ranks better than 63.45% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Sancus Lending Group's current ratio for the quarter that ended in Dec. 2025 was 20.24.
Sancus Lending Group has a current ratio of 20.24. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Sancus Lending Group's Current Ratio or its related term are showing as below:
LSE:LEND'
s Current Ratio Range Over the Past 10 Years
Min: 1.67 Med: 13.87 Max: 38.35
Current: 20.24
During the past 13 years, Sancus Lending Group's highest Current Ratio was 38.35. The lowest was 1.67. And the median was 13.87.
LSE:LEND's Current Ratio is ranked better than 63.45% of 394
companies
in the Credit Services industry
Industry Median: 5.055
vs LSE:LEND: 20.24
Sancus Lending Group (LSE:LEND) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Sancus Lending Group Current Ratio Related Terms
Sancus Lending Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Sancus Lending Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sancus Lending Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sancus Lending Group (LSE:LEND) has a Current Ratio of 20.24 as of Dec. 2025. This is 46% above median its historical median of 13.87. Over the past decade, Sancus Lending Group's Current Ratio has ranged from 1.67 to 38.35. According to the industry distribution chart, Sancus Lending Group ranks #144 out of 394 companies in the Credit Services industry, placing it in the top 36.5%.
Is Sancus Lending Group's Current Ratio too high?
Sancus Lending Group's current Current Ratio of 20.24 is 46% above median its 10-year median of 13.87. Over the past 10 years, this metric has ranged from a low of 1.67 to a high of 38.35. The Credit Services industry median Current Ratio is 5.06. Sancus Lending Group's value of 20.24 is 300.4% above this industry median. Based on the distribution chart, Sancus Lending Group ranks #144 out of 394 companies in the Credit Services industry, which is above the industry midpoint.
How does Sancus Lending Group's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #144 out of 394 companies for Current Ratio. This puts Sancus Lending Group in the upper half of its industry. The industry median Current Ratio is 5.06. Sancus Lending Group's value of 20.24 is 300.4% above this benchmark. Historically, Sancus Lending Group's own Current Ratio has ranged from 1.67 to 38.35 over the past decade. While the company's 10-year median is 13.87 vs. the industry median of 5.06, Sancus Lending Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 5.06, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current Current Ratio of 20.24 is 300.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current Current Ratio is 20.24, which is 46% above median its own 10-year median of 13.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current Current Ratio is 20.24, which is 46% above median its 10-year median of 13.87 and 300.4% above the Credit Services industry median of 5.06. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current Current Ratio is 20.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
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