Sancus Lending Group (LSE:LEND) Earnings Yield (Joel Greenblatt) %: 1.88% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Sancus Lending Group Earnings Yield (Joel Greenblatt) %?

Sancus Lending Group LSE:LEND Earnings Yield (Joel Greenblatt) % is 1.88% as of Dec. 2025. The stock has 9 warning signs investors should review. Among 548 Credit Services companies, Sancus Lending Group ranks better than 55.47% on this metric.

Sancus Lending Group's Enterprise Value for the quarter that ended in Dec. 2025 was £175.54 Mil. Sancus Lending Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was £3.30 Mil. Sancus Lending Group's Earnings Yield (Joel Greenblatt) for the quarter that ended in Dec. 2025 was 1.88%.

The historical rank and industry rank for Sancus Lending Group's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

LSE:LEND' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -1910.75   Med: -6.74   Max: 2013.86
Current: 1.8

During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Sancus Lending Group was 2013.86%. The lowest was -1910.75%. And the median was -6.74%.

LSE:LEND's Earnings Yield (Joel Greenblatt) % is ranked better than
55.47% of 548 companies
in the Credit Services industry
Industry Median: 1.035 vs LSE:LEND: 1.80

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Sancus Lending Group's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2025 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Sancus Lending Group  (LSE:LEND) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Sancus Lending Group Earnings Yield (Joel Greenblatt) % Related Terms


Sancus Lending Group Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Sancus Lending Group's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sancus Lending Group Earnings Yield (Joel Greenblatt) % Chart

Sancus Lending Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.67 -5.53 -6.64 2.30 1.88

Sancus Lending Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.64 0.00 2.30 0.00 1.88

LSE:LEND vs V, MA, AXP: Earnings Yield (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Sancus Lending Group's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sancus Lending Group Earnings Yield (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sancus Lending Group's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Sancus Lending Group's Earnings Yield (Joel Greenblatt) % falls into.



Sancus Lending Group Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Sancus Lending Groups Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=3.299/175.535028
=1.88 %

For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.


What does a Earnings Yield (Joel Greenblatt) % of 1.88% mean?
Sancus Lending Group (LSE:LEND) has a Earnings Yield (Joel Greenblatt) % of 1.88% as of Dec. 2025. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Sancus Lending Group and its competitors. According to the industry distribution chart, Sancus Lending Group ranks #244 out of 548 companies in the Credit Services industry, placing it in the top 44.5%.
Is Sancus Lending Group's Earnings Yield (Joel Greenblatt) % too high?
Sancus Lending Group's current Earnings Yield (Joel Greenblatt) % is 1.88%. The Credit Services industry median Earnings Yield (Joel Greenblatt) % is 1.04. Sancus Lending Group's value of 1.88% is 81.6% above this industry median. Based on the distribution chart, Sancus Lending Group ranks #244 out of 548 companies in the Credit Services industry, which is above the industry midpoint.
How does Sancus Lending Group's Earnings Yield (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #244 out of 548 companies for Earnings Yield (Joel Greenblatt) %. This puts Sancus Lending Group in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 1.04. Sancus Lending Group's value of 1.88% is 81.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 1.04, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current Earnings Yield (Joel Greenblatt) % of 1.88% is 81.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current Earnings Yield (Joel Greenblatt) % is 1.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 15% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 1.88% and 81.6% above the Credit Services industry median of 1.04. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current Earnings Yield (Joel Greenblatt) % is 1.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sancus Lending Group Business Description

Address Lower Pollet, Suite 1, First Floor, Windsor House, Saint Peter Port, GGY, GY1 1WF
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.