Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sancus Lending GroupLSE:LEND 3-Year Share Buyback Ratio is -23.30 as of Dec. 2025. The stock has 9 warning signs investors should review. Among 283 Credit Services companies, Sancus Lending Group ranks worse than 85.16% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Sancus Lending Group's current 3-Year Share Buyback Ratio was -23.30%.
The historical rank and industry rank for Sancus Lending Group's 3-Year Share Buyback Ratio or its related term are showing as below:
LSE:LEND'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -32 Med: -18.85 Max: -0.3
Current: -23.3
During the past 13 years, Sancus Lending Group's highest 3-Year Share Buyback Ratio was -0.30%. The lowest was -32.00%. And the median was -18.85%.
LSE:LEND's 3-Year Share Buyback Ratio is ranked worse than 85.16% of 283
companies
in the Credit Services industry
Industry Median: -3.1
vs LSE:LEND: -23.30
Sancus Lending Group (LSE:LEND) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Sancus Lending Group 3-Year Share Buyback Ratio Related Terms
LSE:LEND vs V, MA, AXP: 3-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, Sancus Lending Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group 3-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's 3-Year Share Buyback Ratio falls into.
Sancus Lending Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -23.30 mean?
Sancus Lending Group (LSE:LEND) has a 3-Year Share Buyback Ratio of -23.30 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Sancus Lending Group and its competitors. According to the industry distribution chart, Sancus Lending Group ranks #241 out of 283 companies in the Credit Services industry, placing it in the top 85.2%.
Is Sancus Lending Group's 3-Year Share Buyback Ratio too high?
Sancus Lending Group's current 3-Year Share Buyback Ratio is -23.30. Based on the distribution chart, Sancus Lending Group ranks #241 out of 283 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Sancus Lending Group's 3-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #241 out of 283 companies for 3-Year Share Buyback Ratio. This places Sancus Lending Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Sancus Lending Group and its competitors. Sancus Lending Group's current 3-Year Share Buyback Ratio is -23.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 15% above its estimated fair value. The current 3-Year Share Buyback Ratio is -23.30. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current 3-Year Share Buyback Ratio is -23.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:LEND has been successfully added to your 
