Sancus Lending Group (LSE:LEND) EBITDA Margin %: 16.74% (As of Dec. 2025) — 83% Below Median


What is Sancus Lending Group EBITDA Margin %?

Sancus Lending Group LSE:LEND EBITDA Margin % is 16.74% as of Dec. 2025, which is 83% below its 10-year median of 99.88. The stock has 9 warning signs investors should review. Among 414 Credit Services companies, Sancus Lending Group ranks worse than 59.18% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Sancus Lending Group's EBITDA for the six months ended in Dec. 2025 was £2.08 Mil. Sancus Lending Group's Revenue for the six months ended in Dec. 2025 was £12.42 Mil. Therefore, Sancus Lending Group's EBITDA margin for the quarter that ended in Dec. 2025 was 16.74%.


Sancus Lending Group  (LSE:LEND) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Sancus Lending Group EBITDA Margin % Related Terms


Sancus Lending Group EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Sancus Lending Group's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sancus Lending Group EBITDA Margin % Chart

Sancus Lending Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -108.50 -44.12 -47.15 16.58 15.65

Sancus Lending Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -61.87 9.09 22.63 14.26 16.74

LSE:LEND vs V, MA, AXP: EBITDA Margin % Comparison

For the Credit Services subindustry, Sancus Lending Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sancus Lending Group EBITDA Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sancus Lending Group's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Sancus Lending Group's EBITDA Margin % falls into.



Sancus Lending Group EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Sancus Lending Group's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=3.46/22.104
=15.65 %

Sancus Lending Group's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2.079/12.421
=16.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 16.74% mean?
Sancus Lending Group (LSE:LEND) has a EBITDA Margin % of 16.74% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sancus Lending Group and its competitors. This is 83% below median its historical median of 99.88. According to the industry distribution chart, Sancus Lending Group ranks #245 out of 414 companies in the Credit Services industry, placing it in the top 59.2%.
Is Sancus Lending Group's EBITDA Margin % too high?
Sancus Lending Group's current EBITDA Margin % of 16.74% is 83% below median its 10-year median of 99.88. The Credit Services industry median EBITDA Margin % is 20.91. Sancus Lending Group's value of 16.74% is 19.9% below this industry median. Based on the distribution chart, Sancus Lending Group ranks #245 out of 414 companies in the Credit Services industry, which is below the industry midpoint.
How does Sancus Lending Group's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #245 out of 414 companies for EBITDA Margin %. This places Sancus Lending Group in the lower half of its industry. The industry median EBITDA Margin % is 20.91. Sancus Lending Group's value of 16.74% is 19.9% below this benchmark. While the company's 10-year median is 99.88 vs. the industry median of 20.91, Sancus Lending Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current EBITDA Margin % of 16.74% is 19.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current EBITDA Margin % is 16.74%, which is 83% below median its own 10-year median of 99.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current EBITDA Margin % is 16.74%, which is 83% below median its 10-year median of 99.88 and 19.9% below the Credit Services industry median of 20.91. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current EBITDA Margin % is 16.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sancus Lending Group Business Description

Address Lower Pollet, Suite 1, First Floor, Windsor House, Saint Peter Port, GGY, GY1 1WF
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.