Sancus Lending GroupLSE:LEND Gross Margin % is 35.50% as of Dec. 2025, which is 8% above its 10-year median of 32.92. The stock has 9 warning signs investors should review. Among 388 Credit Services companies, Sancus Lending Group ranks worse than 72.16% on this metric.
The historical rank and industry rank for Sancus Lending Group's Gross Margin % or its related term are showing as below:
LSE:LEND'
s Gross Margin % Range Over the Past 10 Years
Min: 23.83 Med: 32.92 Max: 35.52
Current: 32.92
During the past 13 years, the highestGross Margin % of Sancus Lending Group was 35.52%. The lowest was 23.83%. And the median was 32.92%.
LSE:LEND's Gross Margin % is ranked worse than 72.16% of 388
companies
in the Credit Services industry
Industry Median: 51.845
vs LSE:LEND: 32.92
Sancus Lending Group had a gross margin of 35.50% for the quarter that ended in Dec. 2025 => Competition eroding margins
The 5-Year average Growth Rate of Gross Margin for Sancus Lending Group was 0.00% per year.
Sancus Lending Group (LSE:LEND) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Sancus Lending Group had a gross margin of 35.50% for the quarter that ended in Dec. 2025 => Competition eroding margins
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Sancus Lending Group Gross Margin % Related Terms
Sancus Lending Group Gross Margin % Historical Data
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The historical data trend for Sancus Lending Group's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sancus Lending Group's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Sancus Lending Group (LSE:LEND) has a Gross Margin % of 35.50% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Sancus Lending Group and its competitors. This is near median its historical median of 32.92. Over the past decade, Sancus Lending Group's Gross Margin % has ranged from 23.83 to 35.52. According to the industry distribution chart, Sancus Lending Group ranks #280 out of 388 companies in the Credit Services industry, placing it in the top 72.2%.
Is Sancus Lending Group's Gross Margin % too high?
Sancus Lending Group's current Gross Margin % of 35.50% is near median its 10-year median of 32.92. Over the past 10 years, this metric has ranged from a low of 23.83 to a high of 35.52. The Credit Services industry median Gross Margin % is 51.85. Sancus Lending Group's value of 35.50% is 31.5% below this industry median. Based on the distribution chart, Sancus Lending Group ranks #280 out of 388 companies in the Credit Services industry, which is below the industry midpoint.
How does Sancus Lending Group's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #280 out of 388 companies for Gross Margin %. This places Sancus Lending Group in the lower half of its industry. The industry median Gross Margin % is 51.85. Sancus Lending Group's value of 35.50% is 31.5% below this benchmark. Historically, Sancus Lending Group's own Gross Margin % has ranged from 23.83 to 35.52 over the past decade. While the company's 10-year median is 32.92 vs. the industry median of 51.85, Sancus Lending Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.85, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current Gross Margin % of 35.50% is 31.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median Gross Margin % is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current Gross Margin % is 35.50%, which is near median its own 10-year median of 32.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current Gross Margin % is 35.50%, which is near median its 10-year median of 32.92 and 31.5% below the Credit Services industry median of 51.85. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current Gross Margin % is 35.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
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