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Sancus Lending GroupLSE:LEND Equity-to-Asset is 0.01 as of Dec. 2025, which is 96% below its 10-year median of 0.24. The stock has 9 warning signs investors should review. Among 551 Credit Services companies, Sancus Lending Group ranks worse than 95.64% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sancus Lending Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was £1.07 Mil. Sancus Lending Group's Total Assets for the quarter that ended in Dec. 2025 was £195.00 Mil.
Therefore, Sancus Lending Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.01.
The historical rank and industry rank for Sancus Lending Group's Equity-to-Asset or its related term are showing as below:
LSE:LEND'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.02 Med: 0.24 Max: 0.67
Current: 0.01
During the past 13 years, the highest Equity to Asset Ratio of Sancus Lending Group was 0.67. The lowest was -0.02. And the median was 0.24.
LSE:LEND's Equity-to-Asset is ranked worse than 95.64% of 551
companies
in the Credit Services industry
Industry Median: 0.4
vs LSE:LEND: 0.01
Sancus Lending Group (LSE:LEND) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sancus Lending Group Equity-to-Asset Related Terms
Sancus Lending Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Sancus Lending Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:LEND vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Sancus Lending Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sancus Lending Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sancus Lending Group (LSE:LEND) has a Equity-to-Asset of 0.01 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sancus Lending Group and its competitors. This is 96% below median its historical median of 0.24. According to the industry distribution chart, Sancus Lending Group ranks #527 out of 551 companies in the Credit Services industry, placing it in the top 95.6%.
Is Sancus Lending Group's Equity-to-Asset too high?
Sancus Lending Group's current Equity-to-Asset of 0.01 is 96% below median its 10-year median of 0.24. The Credit Services industry median Equity-to-Asset is 0.40. Sancus Lending Group's value of 0.01 is 97.5% below this industry median. Based on the distribution chart, Sancus Lending Group ranks #527 out of 551 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Sancus Lending Group's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #527 out of 551 companies for Equity-to-Asset. This places Sancus Lending Group in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Sancus Lending Group's value of 0.01 is 97.5% below this benchmark. While the company's 10-year median is 0.24 vs. the industry median of 0.40, Sancus Lending Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 551 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current Equity-to-Asset of 0.01 is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current Equity-to-Asset is 0.01, which is 96% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 15% above its estimated fair value. The current Equity-to-Asset is 0.01, which is 96% below median its 10-year median of 0.24 and 97.5% below the Credit Services industry median of 0.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current Equity-to-Asset is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
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