Sancus Lending GroupLSE:LEND Net Margin % is 6.63% as of Dec. 2025, which is 97% below its 10-year median of 220.71. The stock has 9 warning signs investors should review. Among 534 Credit Services companies, Sancus Lending Group ranks worse than 71.91% on this metric.
The historical rank and industry rank for Sancus Lending Group's Net Margin % or its related term are showing as below:
LSE:LEND'
s Net Margin % Range Over the Past 10 Years
Min: -140.77 Med: 220.71 Max: 1286.04
Current: 4.3
LSE:LEND's Net Margin % is ranked worse than 71.91% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs LSE:LEND: 4.30
Sancus Lending Group (LSE:LEND) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sancus Lending Group Net Margin % Related Terms
Sancus Lending Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Sancus Lending Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sancus Lending Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sancus Lending Group (LSE:LEND) has a Net Margin % of 6.63% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Sancus Lending Group and its competitors. This is 97% below median its historical median of 220.71. According to the industry distribution chart, Sancus Lending Group ranks #384 out of 534 companies in the Credit Services industry, placing it in the top 71.9%.
Is Sancus Lending Group's Net Margin % too high?
Sancus Lending Group's current Net Margin % of 6.63% is 97% below median its 10-year median of 220.71. The Credit Services industry median Net Margin % is 14.52. Sancus Lending Group's value of 6.63% is 54.3% below this industry median. Based on the distribution chart, Sancus Lending Group ranks #384 out of 534 companies in the Credit Services industry, which is below the industry midpoint.
How does Sancus Lending Group's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #384 out of 534 companies for Net Margin %. This places Sancus Lending Group in the lower half of its industry. The industry median Net Margin % is 14.52. Sancus Lending Group's value of 6.63% is 54.3% below this benchmark. While the company's 10-year median is 220.71 vs. the industry median of 14.52, Sancus Lending Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current Net Margin % of 6.63% is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current Net Margin % is 6.63%, which is 97% below median its own 10-year median of 220.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current Net Margin % is 6.63%, which is 97% below median its 10-year median of 220.71 and 54.3% below the Credit Services industry median of 14.52. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current Net Margin % is 6.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:LEND has been successfully added to your 