Sancus Lending GroupLSE:LEND Quick Ratio is 20.24 as of Dec. 2025, which is 47% above its 10-year median of 13.76. The stock has 9 warning signs investors should review. Among 394 Credit Services companies, Sancus Lending Group ranks better than 64.47% on this metric.
Sancus Lending Group has a quick ratio of 20.24. It generally indicates good short-term financial strength.
The historical rank and industry rank for Sancus Lending Group's Quick Ratio or its related term are showing as below:
LSE:LEND'
s Quick Ratio Range Over the Past 10 Years
Min: 1.67 Med: 13.76 Max: 38.35
Current: 20.24
During the past 13 years, Sancus Lending Group's highest Quick Ratio was 38.35. The lowest was 1.67. And the median was 13.76.
LSE:LEND's Quick Ratio is ranked better than 64.47% of 394
companies
in the Credit Services industry
Industry Median: 4.93
vs LSE:LEND: 20.24
Sancus Lending Group (LSE:LEND) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Sancus Lending Group Quick Ratio Related Terms
Sancus Lending Group Quick Ratio Historical Data
* Premium members only.
The historical data trend for Sancus Lending Group's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sancus Lending Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Sancus Lending Group's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sancus Lending Group (LSE:LEND) has a Quick Ratio of 20.24 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sancus Lending Group and its competitors. This is 47% above median its historical median of 13.76. Over the past decade, Sancus Lending Group's Quick Ratio has ranged from 1.67 to 38.35. According to the industry distribution chart, Sancus Lending Group ranks #140 out of 394 companies in the Credit Services industry, placing it in the top 35.5%.
Is Sancus Lending Group's Quick Ratio too high?
Sancus Lending Group's current Quick Ratio of 20.24 is 47% above median its 10-year median of 13.76. Over the past 10 years, this metric has ranged from a low of 1.67 to a high of 38.35. The Credit Services industry median Quick Ratio is 4.93. Sancus Lending Group's value of 20.24 is 310.5% above this industry median. Based on the distribution chart, Sancus Lending Group ranks #140 out of 394 companies in the Credit Services industry, which is above the industry midpoint.
How does Sancus Lending Group's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #140 out of 394 companies for Quick Ratio. This puts Sancus Lending Group in the upper half of its industry. The industry median Quick Ratio is 4.93. Sancus Lending Group's value of 20.24 is 310.5% above this benchmark. Historically, Sancus Lending Group's own Quick Ratio has ranged from 1.67 to 38.35 over the past decade. While the company's 10-year median is 13.76 vs. the industry median of 4.93, Sancus Lending Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.93, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current Quick Ratio of 20.24 is 310.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median Quick Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current Quick Ratio is 20.24, which is 47% above median its own 10-year median of 13.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current Quick Ratio is 20.24, which is 47% above median its 10-year median of 13.76 and 310.5% above the Credit Services industry median of 4.93. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current Quick Ratio is 20.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
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