Sancus Lending GroupLSE:LEND Days Payable is 15.49 as of Dec. 2025, which is 34% above its 10-year median of 11.56. The stock has 9 warning signs investors should review. Among 301 Credit Services companies, Sancus Lending Group ranks worse than 66.78% on this metric.
The historical rank and industry rank for Sancus Lending Group's Days Payable or its related term are showing as below:
LSE:LEND'
s Days Payable Range Over the Past 10 Years
Min: 7.22 Med: 11.56 Max: 91.18
Current: 13.75
During the past 13 years, Sancus Lending Group's highest Days Payable was 91.18. The lowest was 7.22. And the median was 11.56.
LSE:LEND's Days Payable is ranked worse than 66.78% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs LSE:LEND: 13.75
Sancus Lending Group's Days Payable
increased
from Dec. 2024 (10.12) to Dec. 2025 (15.49).
It may suggest that Sancus Lending Groupdelayed paying its suppliers.
Sancus Lending Group Days Payable Related Terms
Sancus Lending Group Days Payable Historical Data
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The historical data trend for Sancus Lending Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sancus Lending Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's Days Payable distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Sancus Lending Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sancus Lending Group (LSE:LEND) has a Days Payable of 15.49 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sancus Lending Group and its competitors. This is 34% above median its historical median of 11.56. Over the past decade, Sancus Lending Group's Days Payable has ranged from 7.22 to 91.18. According to the industry distribution chart, Sancus Lending Group ranks #201 out of 301 companies in the Credit Services industry, placing it in the top 66.8%.
Is Sancus Lending Group's Days Payable too high?
Sancus Lending Group's current Days Payable of 15.49 is 34% above median its 10-year median of 11.56. Over the past 10 years, this metric has ranged from a low of 7.22 to a high of 91.18. The Credit Services industry median Days Payable is 33.87. Sancus Lending Group's value of 15.49 is 54.3% below this industry median. Based on the distribution chart, Sancus Lending Group ranks #201 out of 301 companies in the Credit Services industry, which is below the industry midpoint.
How does Sancus Lending Group's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #201 out of 301 companies for Days Payable. This places Sancus Lending Group in the lower half of its industry. The industry median Days Payable is 33.87. Sancus Lending Group's value of 15.49 is 54.3% below this benchmark. Historically, Sancus Lending Group's own Days Payable has ranged from 7.22 to 91.18 over the past decade. While the company's 10-year median is 11.56 vs. the industry median of 33.87, Sancus Lending Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current Days Payable of 15.49 is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current Days Payable is 15.49, which is 34% above median its own 10-year median of 11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current Days Payable is 15.49, which is 34% above median its 10-year median of 11.56 and 54.3% below the Credit Services industry median of 33.87. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current Days Payable is 15.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
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