Ugro CapitalNSE:UGROCAP +0.81%70 Current Ratio is 1.47 as of Mar. 2026, which is 18% below its 10-year median of 1.79. GuruFocus rates NSE:UGROCAP with a GF Score™ of 70/100 and a GF Value™ of ₹275.96 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 394 Credit Services companies, Ugro Capital ranks worse than 72.84% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Ugro Capital's current ratio for the quarter that ended in Mar. 2026 was 1.47.
Ugro Capital has a current ratio of 1.47. It generally indicates good short-term financial strength.
The historical rank and industry rank for Ugro Capital's Current Ratio or its related term are showing as below:
NSE:UGROCAP'
s Current Ratio Range Over the Past 10 Years
Min: 1.05 Med: 1.79 Max: 5720.08
Current: 1.47
During the past 13 years, Ugro Capital's highest Current Ratio was 5720.08. The lowest was 1.05. And the median was 1.79.
NSE:UGROCAP's Current Ratio is ranked worse than 72.84% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs NSE:UGROCAP: 1.47
Ugro Capital (NSE:UGROCAP) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Ugro Capital Current Ratio Related Terms
Ugro Capital Current Ratio Historical Data
* Premium members only.
The historical data trend for Ugro Capital's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:UGROCAP vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Ugro Capital's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ugro Capital Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ugro Capital's Current Ratio distribution charts can be found below:
* The bar in red indicates where Ugro Capital's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ugro Capital (NSE:UGROCAP) has a Current Ratio of 1.47 as of Mar. 2026. This is 18% below median its historical median of 1.79. Over the past decade, Ugro Capital's Current Ratio has ranged from 1.05 to 5,720.08. According to the industry distribution chart, Ugro Capital ranks #287 out of 394 companies in the Credit Services industry, placing it in the top 72.8%.
Is Ugro Capital's Current Ratio too high?
Ugro Capital's current Current Ratio of 1.47 is 18% below median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 5,720.08. The Credit Services industry median Current Ratio is 4.99. Ugro Capital's value of 1.47 is 70.5% below this industry median. Based on the distribution chart, Ugro Capital ranks #287 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ugro Capital has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ugro Capital ranks #287 out of 394 companies for Current Ratio. This places Ugro Capital in the lower half of its industry. The industry median Current Ratio is 4.99. Ugro Capital's value of 1.47 is 70.5% below this benchmark. Historically, Ugro Capital's own Current Ratio has ranged from 1.05 to 5,720.08 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 4.99, Ugro Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ugro Capital's current Current Ratio of 1.47 is 70.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current Current Ratio is 1.47, which is 18% below median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹275.96, compared to a current price of ₹97.80 — trading 64.6% below its estimated fair value. The current Current Ratio is 1.47, which is 18% below median its 10-year median of 1.79 and 70.5% below the Credit Services industry median of 4.99. Ugro Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current Current Ratio is 1.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued.
The current stock price of ₹97.80 is trading 64.6% below its estimated GF Value™ of ₹275.96.
GuruFocus considers Ugro Capital to be Possible Value Trap.
Key valuation signals for NSE:UGROCAP:
Current Ratio: 1.47 (18% below median its 10-year median of 1.79)
GF Value™: ₹275.96 vs. price of ₹97.80 (64.6% below fair value)
Industry Position: 70.5% below the Credit Services median (#287 of 394)
No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
70GF Score
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