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Ugro CapitalNSE:UGROCAP -1.18%70 Cyclically Adjusted PS Ratio is 2.00 as of Jul. 24, 2026, which is 82% below its 10-year median of 11.16. GuruFocus rates NSE:UGROCAP with a GF Score™ of 70/100 and a GF Value™ of ₹268.95 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 420 Credit Services companies, Ugro Capital ranks better than 59.52% on this metric.
The historical rank and industry rank for Ugro Capital's Cyclically Adjusted PS Ratio or its related term are showing as below:
NSE:UGROCAP'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.9 Med: 11.16 Max: 20.62
Current: 2.06
During the past years, Ugro Capital's highest Cyclically Adjusted PS Ratio was 20.62. The lowest was 1.90. And the median was 11.16.
NSE:UGROCAP's Cyclically Adjusted PS Ratio is ranked better than 59.52% of 420
companies
in the Credit Services industry
Industry Median: 3.055
vs NSE:UGROCAP: 2.06
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Ugro Capital's adjusted revenue per share data for the three months ended in Mar. 2026 was ₹29.281. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹46.94 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Ugro Capital (NSE:UGROCAP) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Ugro Capital Cyclically Adjusted PS Ratio Related Terms
Ugro Capital Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Ugro Capital's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:UGROCAP vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison
For the Credit Services subindustry, Ugro Capital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ugro Capital Cyclically Adjusted PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ugro Capital's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Ugro Capital's Cyclically Adjusted PS Ratio falls into.
Ugro Capital Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Ugro Capital's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 2.00 mean?
Ugro Capital (NSE:UGROCAP) has a Cyclically Adjusted PS Ratio of 2.00 as of Jul. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ugro Capital and its competitors. This is 82% below median its historical median of 11.16. Over the past decade, Ugro Capital's Cyclically Adjusted PS Ratio has ranged from 1.90 to 20.62. According to the industry distribution chart, Ugro Capital ranks #170 out of 420 companies in the Credit Services industry, placing it in the top 40.5%.
Is Ugro Capital's Cyclically Adjusted PS Ratio too high?
Ugro Capital's current Cyclically Adjusted PS Ratio of 2.00 is 82% below median its 10-year median of 11.16. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 20.62. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.06. Ugro Capital's value of 2.00 is 34.5% below this industry median. Based on the distribution chart, Ugro Capital ranks #170 out of 420 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ugro Capital has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ugro Capital ranks #170 out of 420 companies for Cyclically Adjusted PS Ratio. This puts Ugro Capital in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.06. Ugro Capital's value of 2.00 is 34.5% below this benchmark. Historically, Ugro Capital's own Cyclically Adjusted PS Ratio has ranged from 1.90 to 20.62 over the past decade. While the company's 10-year median is 11.16 vs. the industry median of 3.06, Ugro Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.06, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ugro Capital's current Cyclically Adjusted PS Ratio of 2.00 is 34.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ugro Capital and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current Cyclically Adjusted PS Ratio is 2.00, which is 82% below median its own 10-year median of 11.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹268.95, compared to a current price of ₹93.78 — trading 65.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.00, which is 82% below median its 10-year median of 11.16 and 34.5% below the Credit Services industry median of 3.06. Ugro Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current Cyclically Adjusted PS Ratio is 2.00 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued.
The current stock price of ₹93.78 is trading 65.1% below its estimated GF Value™ of ₹268.95.
GuruFocus considers Ugro Capital to be Possible Value Trap.
Key valuation signals for NSE:UGROCAP:
Cyclically Adjusted PS Ratio: 2.00 (82% below median its 10-year median of 11.16)
GF Value™: ₹268.95 vs. price of ₹93.78 (65.1% below fair value)
Industry Position: 34.5% below the Credit Services median (#170 of 420)
No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
70GF Score
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