Ugro CapitalNSE:UGROCAP -0.21%71 Gross Margin % is 16.41% as of Mar. 2026, which is 52% below its 10-year median of 34.33. GuruFocus rates NSE:UGROCAP with a GF Score™ of 71/100 and a GF Value™ of ₹276.90 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 387 Credit Services companies, Ugro Capital ranks worse than 85.01% on this metric.
Ugro Capital Ltd gross margin has been in long-term decline. The average rate of decline per year is -3.5%.
The historical rank and industry rank for Ugro Capital's Gross Margin % or its related term are showing as below:
NSE:UGROCAP'
s Gross Margin % Range Over the Past 10 Years
Min: -1743.51 Med: 34.33 Max: 93.67
Current: 15.15
During the past 13 years, the highestGross Margin % of Ugro Capital was 93.67%. The lowest was -1743.51%. And the median was 34.33%.
NSE:UGROCAP's Gross Margin % is ranked worse than 85.01% of 387
companies
in the Credit Services industry
Industry Median: 51.88
vs NSE:UGROCAP: 15.15
Ugro Capital had a gross margin of 16.41% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Ugro Capital was -3.50% per year.
Ugro Capital (NSE:UGROCAP) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Ugro Capital had a gross margin of 16.41% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Ugro Capital Gross Margin % Related Terms
Ugro Capital Gross Margin % Historical Data
* Premium members only.
The historical data trend for Ugro Capital's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:UGROCAP vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Ugro Capital's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ugro Capital Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ugro Capital's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Ugro Capital's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Ugro Capital (NSE:UGROCAP) has a Gross Margin % of 16.41% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Ugro Capital and its competitors. This is 52% below median its historical median of 34.33. According to the industry distribution chart, Ugro Capital ranks #329 out of 387 companies in the Credit Services industry, placing it in the top 85%.
Is Ugro Capital's Gross Margin % too high?
Ugro Capital's current Gross Margin % of 16.41% is 52% below median its 10-year median of 34.33. The Credit Services industry median Gross Margin % is 51.88. Ugro Capital's value of 16.41% is 68.4% below this industry median. Based on the distribution chart, Ugro Capital ranks #329 out of 387 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ugro Capital has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Ugro Capital ranks #329 out of 387 companies for Gross Margin %. This places Ugro Capital in the lower half of its industry. The industry median Gross Margin % is 51.88. Ugro Capital's value of 16.41% is 68.4% below this benchmark. While the company's 10-year median is 34.33 vs. the industry median of 51.88, Ugro Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.88, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ugro Capital's current Gross Margin % of 16.41% is 68.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Ugro Capital and its competitors. For the Credit Services industry, the median Gross Margin % is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current Gross Margin % is 16.41%, which is 52% below median its own 10-year median of 34.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹276.90, compared to a current price of ₹97.01 — trading 65% below its estimated fair value. The current Gross Margin % is 16.41%, which is 52% below median its 10-year median of 34.33 and 68.4% below the Credit Services industry median of 51.88. Ugro Capital's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current Gross Margin % is 16.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued.
The current stock price of ₹97.01 is trading 65% below its estimated GF Value™ of ₹276.90.
GuruFocus considers Ugro Capital to be Possible Value Trap.
Key valuation signals for NSE:UGROCAP:
Gross Margin %: 16.41% (52% below median its 10-year median of 34.33)
GF Value™: ₹276.90 vs. price of ₹97.01 (65% below fair value)
Industry Position: 68.4% below the Credit Services median (#329 of 387)
No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
71GF Score
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