Ugro CapitalNSE:UGROCAP +0.81%70 Pretax Margin % is 15.90% as of Mar. 2026, which is 8% below its 10-year median of 17.30. GuruFocus rates NSE:UGROCAP with a GF Score™ of 70/100 and a GF Value™ of ₹275.66 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 533 Credit Services companies, Ugro Capital ranks worse than 56.29% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Ugro Capital's Pre-Tax Income for the
three
months ended in Mar. 2026 was ₹712 Mil. Ugro Capital's Revenue for the
three
months ended in Mar. 2026 was ₹4,481 Mil. Therefore, Ugro Capital's pretax margin for the quarter that ended in Mar. 2026 was 15.90%.
The historical rank and industry rank for Ugro Capital's Pretax Margin % or its related term are showing as below:
NSE:UGROCAP'
s Pretax Margin % Range Over the Past 10 Years
Min: 4.63 Med: 17.3 Max: 134.54
Current: 16.52
NSE:UGROCAP's Pretax Margin % is ranked worse than 56.29% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs NSE:UGROCAP: 16.52
Ugro Capital (NSE:UGROCAP) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Ugro Capital Pretax Margin % Related Terms
Ugro Capital Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Ugro Capital's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:UGROCAP vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Ugro Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ugro Capital Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ugro Capital's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Ugro Capital's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ugro Capital (NSE:UGROCAP) has a Pretax Margin % of 15.90% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ugro Capital and its competitors. This is near median its historical median of 17.30. Over the past decade, Ugro Capital's Pretax Margin % has ranged from 4.63 to 134.54. According to the industry distribution chart, Ugro Capital ranks #300 out of 533 companies in the Credit Services industry, placing it in the top 56.3%.
Is Ugro Capital's Pretax Margin % too high?
Ugro Capital's current Pretax Margin % of 15.90% is near median its 10-year median of 17.30. Over the past 10 years, this metric has ranged from a low of 4.63 to a high of 134.54. The Credit Services industry median Pretax Margin % is 20.02. Ugro Capital's value of 15.90% is 20.6% below this industry median. Based on the distribution chart, Ugro Capital ranks #300 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ugro Capital has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Ugro Capital ranks #300 out of 533 companies for Pretax Margin %. This places Ugro Capital in the lower half of its industry. The industry median Pretax Margin % is 20.02. Ugro Capital's value of 15.90% is 20.6% below this benchmark. Historically, Ugro Capital's own Pretax Margin % has ranged from 4.63 to 134.54 over the past decade. While the company's 10-year median is 17.30 vs. the industry median of 20.02, Ugro Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ugro Capital's current Pretax Margin % of 15.90% is 20.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ugro Capital and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current Pretax Margin % is 15.90%, which is near median its own 10-year median of 17.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹275.66, compared to a current price of ₹97.80 — trading 64.5% below its estimated fair value. The current Pretax Margin % is 15.90%, which is near median its 10-year median of 17.30 and 20.6% below the Credit Services industry median of 20.02. Ugro Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current Pretax Margin % is 15.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued.
The current stock price of ₹97.80 is trading 64.5% below its estimated GF Value™ of ₹275.66.
GuruFocus considers Ugro Capital to be Possible Value Trap.
Key valuation signals for NSE:UGROCAP:
Pretax Margin %: 15.90% (near median its 10-year median of 17.30)
GF Value™: ₹275.66 vs. price of ₹97.80 (64.5% below fair value)
Industry Position: 20.6% below the Credit Services median (#300 of 533)
No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
70GF Score
Get the complete analysis for NSE:UGROCAP
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:UGROCAP has been successfully added to your 
