Ugro CapitalNSE:UGROCAP +0.31%70 Net Margin % is 11.41% as of Mar. 2026, which is 32% below its 10-year median of 16.88. GuruFocus rates NSE:UGROCAP with a GF Score™ of 70/100 and a GF Value™ of ₹277.49 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 534 Credit Services companies, Ugro Capital ranks worse than 56.37% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Ugro Capital's Net Income for the
three
months ended in Mar. 2026 was ₹511 Mil. Ugro Capital's Revenue for the
three
months ended in Mar. 2026 was ₹4,481 Mil. Therefore, Ugro Capital's net margin for the quarter that ended in Mar. 2026 was 11.41%.
The historical rank and industry rank for Ugro Capital's Net Margin % or its related term are showing as below:
NSE:UGROCAP'
s Net Margin % Range Over the Past 10 Years
Min: 5.43 Med: 16.88 Max: 343.17
Current: 11.86
NSE:UGROCAP's Net Margin % is ranked worse than 56.37% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs NSE:UGROCAP: 11.86
Ugro Capital (NSE:UGROCAP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Ugro Capital Net Margin % Related Terms
Ugro Capital Net Margin % Historical Data
* Premium members only.
The historical data trend for Ugro Capital's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:UGROCAP vs V, MA, AXP: Net Margin % Comparison
For the Credit Services subindustry, Ugro Capital's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ugro Capital Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ugro Capital's Net Margin % distribution charts can be found below:
* The bar in red indicates where Ugro Capital's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ugro Capital (NSE:UGROCAP) has a Net Margin % of 11.41% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Ugro Capital and its competitors. This is 32% below median its historical median of 16.88. Over the past decade, Ugro Capital's Net Margin % has ranged from 5.43 to 343.17. According to the industry distribution chart, Ugro Capital ranks #301 out of 534 companies in the Credit Services industry, placing it in the top 56.4%.
Is Ugro Capital's Net Margin % too high?
Ugro Capital's current Net Margin % of 11.41% is 32% below median its 10-year median of 16.88. Over the past 10 years, this metric has ranged from a low of 5.43 to a high of 343.17. The Credit Services industry median Net Margin % is 14.52. Ugro Capital's value of 11.41% is 21.4% below this industry median. Based on the distribution chart, Ugro Capital ranks #301 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ugro Capital has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Ugro Capital ranks #301 out of 534 companies for Net Margin %. This places Ugro Capital in the lower half of its industry. The industry median Net Margin % is 14.52. Ugro Capital's value of 11.41% is 21.4% below this benchmark. Historically, Ugro Capital's own Net Margin % has ranged from 5.43 to 343.17 over the past decade. While the company's 10-year median is 16.88 vs. the industry median of 14.52, Ugro Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ugro Capital's current Net Margin % of 11.41% is 21.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Ugro Capital and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current Net Margin % is 11.41%, which is 32% below median its own 10-year median of 16.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹277.49, compared to a current price of ₹98.04 — trading 64.7% below its estimated fair value. The current Net Margin % is 11.41%, which is 32% below median its 10-year median of 16.88 and 21.4% below the Credit Services industry median of 14.52. Ugro Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current Net Margin % is 11.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued.
The current stock price of ₹98.04 is trading 64.7% below its estimated GF Value™ of ₹277.49.
GuruFocus considers Ugro Capital to be Possible Value Trap.
Key valuation signals for NSE:UGROCAP:
Net Margin %: 11.41% (32% below median its 10-year median of 16.88)
GF Value™: ₹277.49 vs. price of ₹98.04 (64.7% below fair value)
Industry Position: 21.4% below the Credit Services median (#301 of 534)
No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
70GF Score
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