Ugro CapitalNSE:UGROCAP -0.27%70 Days Payable is 10.96 as of Mar. 2026, which is 2% below its 10-year median of 11.24. GuruFocus rates NSE:UGROCAP with a GF Score™ of 70/100 and a GF Value™ of ₹275.35 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 301 Credit Services companies, Ugro Capital ranks worse than 84.39% on this metric.
The historical rank and industry rank for Ugro Capital's Days Payable or its related term are showing as below:
NSE:UGROCAP'
s Days Payable Range Over the Past 10 Years
Min: 3.85 Med: 11.24 Max: 38.84
Current: 4.66
During the past 13 years, Ugro Capital's highest Days Payable was 38.84. The lowest was 3.85. And the median was 11.24.
NSE:UGROCAP's Days Payable is ranked worse than 84.39% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs NSE:UGROCAP: 4.66
Ugro Capital's Days Payable
increased
from Mar. 2025 (6.60) to Mar. 2026 (10.96).
It may suggest that Ugro Capitaldelayed paying its suppliers.
Ugro Capital Days Payable Related Terms
Ugro Capital Days Payable Historical Data
* Premium members only.
The historical data trend for Ugro Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:UGROCAP vs V, MA, AXP: Days Payable Comparison
For the Credit Services subindustry, Ugro Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ugro Capital Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ugro Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Ugro Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Ugro Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ugro Capital (NSE:UGROCAP) has a Days Payable of 10.96 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ugro Capital and its competitors. This is near median its historical median of 11.24. Over the past decade, Ugro Capital's Days Payable has ranged from 3.85 to 38.84. According to the industry distribution chart, Ugro Capital ranks #254 out of 301 companies in the Credit Services industry, placing it in the top 84.4%.
Is Ugro Capital's Days Payable too high?
Ugro Capital's current Days Payable of 10.96 is near median its 10-year median of 11.24. Over the past 10 years, this metric has ranged from a low of 3.85 to a high of 38.84. The Credit Services industry median Days Payable is 33.87. Ugro Capital's value of 10.96 is 67.6% below this industry median. Based on the distribution chart, Ugro Capital ranks #254 out of 301 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ugro Capital has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ugro Capital's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Ugro Capital ranks #254 out of 301 companies for Days Payable. This places Ugro Capital in the lower half of its industry. The industry median Days Payable is 33.87. Ugro Capital's value of 10.96 is 67.6% below this benchmark. Historically, Ugro Capital's own Days Payable has ranged from 3.85 to 38.84 over the past decade. While the company's 10-year median is 11.24 vs. the industry median of 33.87, Ugro Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ugro Capital's current Days Payable of 10.96 is 67.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ugro Capital and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ugro Capital's current Days Payable is 10.96, which is near median its own 10-year median of 11.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ugro Capital stock overvalued right now?
Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹275.35, compared to a current price of ₹97.54 — trading 64.6% below its estimated fair value. The current Days Payable is 10.96, which is near median its 10-year median of 11.24 and 67.6% below the Credit Services industry median of 33.87. Ugro Capital's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current Days Payable is 10.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued.
The current stock price of ₹97.54 is trading 64.6% below its estimated GF Value™ of ₹275.35.
GuruFocus considers Ugro Capital to be Possible Value Trap.
Key valuation signals for NSE:UGROCAP:
Days Payable: 10.96 (near median its 10-year median of 11.24)
GF Value™: ₹275.35 vs. price of ₹97.54 (64.6% below fair value)
Industry Position: 67.6% below the Credit Services median (#254 of 301)
No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.
70GF Score
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