Ugro Capital (NSE:UGROCAP) LT-Debt-to-Total-Asset: 0.46 (As of Mar. 2026)

What is Ugro Capital LT-Debt-to-Total-Asset?

Ugro Capital NSE:UGROCAP -2.06% 71 LT-Debt-to-Total-Asset is 0.46 as of Mar. 2026. GuruFocus rates NSE:UGROCAP with a GF Score™ of 71/100 and a GF Value™ of ₹273.83 (Possible Value Trap). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ugro Capital's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.46.

Ugro Capital's long-term debt to total assets ratio declined from Mar. 2025 (0.47) to Mar. 2026 (0.46). It may suggest that Ugro Capital is progressively becoming less dependent on debt to grow their business.

Ugro Capital (NSE:UGROCAP) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Ugro Capital LT-Debt-to-Total-Asset Related Terms

Ugro Capital LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Ugro Capital's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ugro Capital LT-Debt-to-Total-Asset Chart

Ugro Capital Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.37

0.39

0.47

0.46

Ugro Capital Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.47	0.00	0.73	0.00	0.46

71GF Score

Ugro Capital Ltd NSE:UGROCAP

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Ugro Capital LT-Debt-to-Total-Asset Calculation

Ugro Capital's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	64821.25	/	140750.214
	=	0.46

Ugro Capital's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	64821.25	/	140750.214
	=	0.46

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.46 mean?

Ugro Capital (NSE:UGROCAP) has a LT-Debt-to-Total-Asset of 0.46 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ugro Capital and its competitors.

Is Ugro Capital's LT-Debt-to-Total-Asset too high?

Ugro Capital's current LT-Debt-to-Total-Asset is 0.46. Overall, Ugro Capital has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Ugro Capital's LT-Debt-to-Total-Asset compare to V and MA?

Ugro Capital's LT-Debt-to-Total-Asset of 0.46 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ugro Capital and its competitors. Ugro Capital's current LT-Debt-to-Total-Asset is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Ugro Capital stock overvalued right now?

Based on GuruFocus' analysis, Ugro Capital (NSE:UGROCAP) is currently considered Possible Value Trap. The stock's GF Value™ is ₹273.83, compared to a current price of ₹95.93 — trading 65% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.46. Ugro Capital's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ugro Capital (NSE:UGROCAP), the current LT-Debt-to-Total-Asset is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ugro Capital (NSE:UGROCAP) Overvalued in 2026?

Based on GuruFocus' analysis, Ugro Capital stock appears to be undervalued. The current stock price of ₹95.93 is trading 65% below its estimated GF Value™ of ₹273.83. GuruFocus considers Ugro Capital to be Possible Value Trap.

Key valuation signals for NSE:UGROCAP:

LT-Debt-to-Total-Asset: 0.46
GF Value™: ₹273.83 vs. price of ₹95.93 (65% below fair value)
GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the NSE:UGROCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ugro Capital Business Description

Industry Financial Services Credit Services

Comparable Companies BOM:530927 BOM:531179 BOM:533344 BOM:530879 BOM:508954 BOM:534328 BOM:511628 NSE:MANBA BOM:542759 BOM:535667 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 511742:India

Address Phoenix Market City, B-17, Fourth Floor, Art Guild House, Kurla (West), Mumbai, MH, IND, 400070

Website https://www.ugrocapital.com

Ugro Capital Ltd is a india based company, along with its subsidiarires engaged in the business of lending and deals in financing MSME sector with focus on Healthcare, Education, Chemicals, Food Processing/FMCG, Hospitality, Electrical Equipment & Components, Auto Components, and Light Engineering, Enterprise Mortgage Loans, School Funding Program, Machinery and Equipment Financing, Supply Chain Finance, NBFC Onward Lending and operates a fintech platform which forms part of the embedded finance ecosystem. The Group operates in a single segment, i.e., financing. It operates solely in India.

71GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹95.93

Price

₹273.83

GF Value

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